I have little occasion to find myself inside a bank anymore.

As a child growing up, I have distinct recollection of my first Citibank passbook. I couldn’t wait to physically go to the bank, make a deposit, and see how the amount would change.

But now, I don’t ever physically go into the bank. There just so little need. Deposits can be done electronically. Credit cards and checks take the place of cash. I don’t even know the people at my local branch.

Just an observation about change on a rainy Tuesday morning.