For those that know me, you are aware that my practice lies solely in Social Security Disability claims.  Many people confuse Social Security Retirement funds with the Social Security Disability funds programs.  They are mainly distinct.  For those of you have heard the news lately of a shortcoming in benefits in the coming years, here is some good news for the disabled benefits program:

SSDI Fund Update 2025-2026: The Unexpected Stability in a Shaky System

For years, beneficiaries and financial planners alike have watched the Social Security Disability Insurance (SSDI) trust fund with anxiety. However, as we look at the 2025 Trustees Report and projections for 2026, the story of the SSDI fund is not one of impending doom, but rather one of remarkable, albeit surprising, resilience.

Here is a breakdown of the current state of the SSDI fund, why it is acting differently than the retirement fund, and what it means for recipients.

The Good News: SSDI Solvency

According to the 2025 Social Security Trustees' report, the Disability Insurance (DI) trust fund is in excellent shape. In a striking contrast to the retirement fund (OASI), which faces depletion in 2033, the SSDI trust fund is projected to remain solvent throughout the entire 75-year projection window.

This marks a massive turnaround for a program that was facing crisis levels just a decade ago. It is the fourth time since 1983 that the DI program has been found to be sustainable over the long term.

NOTE:  This information is found on the web easily enough, if you care to search yourself!