<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><p style="-webkit-text-size-adjust: auto; margin-right: 0in; margin-bottom: 10pt; margin-left: 0in; line-height: 19.549999237060547px;"><span style="font-family: Calibri, sans-serif;">At Iron Birch Advisors, we help ensure families will not be disqualified from any state or federal aid that may be available to them for Children with Special Needs. We help families plan for not one, but two generations. We work extensively with their attorneys to set up special needs trusts and recommend the appropriate vehicles to fund these trusts.<o:p></o:p></span></p><p style="-webkit-text-size-adjust: auto; margin-right: 0in; margin-bottom: 10pt; margin-left: 0in; line-height: 19.549999237060547px;"><span style="font-family: Calibri, sans-serif;">The definition of special needs includes individuals that may not be financially independent throughout their lives. This would likely include family members with one of the following: Autism, Cerebral Palsy, Down Syndrome, Bipolar, Asperger\u2019s etc. <o:p></o:p></span></p><p style="-webkit-text-size-adjust: auto; margin-right: 0in; margin-bottom: 10pt; margin-left: 0in; line-height: 19.549999237060547px;"><span style="font-family: Calibri, sans-serif;">Please call me on <a href="tel:917%20273%202195" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="0">917 273 2195</a> for more information.</span><o:p></o:p></p><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="-webkit-text-size-adjust: auto; color: rgb(0, 0, 0); width: 366px;"><tbody><tr><td width="100%" valign="top" style="width: 366px; padding: 6pt 0in 0in;"><p class="MsoNormal" style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif;"><b><span style="color: rgb(0, 61, 108);">Peter Kettle, MBA </span></b><span style="font-size: 9pt;"><br>Financial Advisor </span><span style="font-size: 7.5pt; color: rgb(185, 185, 185);">|</span><span style="font-size: 9pt;"> Managing Partner<br>Iron Birch Advisors<br>A financial advisory practice of Ameriprise Financial Services, LLC</span><span style="font-size: 12pt; font-family: "Times New Roman", serif;"><o:p></o:p></span></p></td></tr></tbody></table><p class="MsoNormal" style="-webkit-text-size-adjust: auto; margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif;"></p><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="-webkit-text-size-adjust: auto; color: rgb(0, 0, 0); width: 366px;"><tbody><tr><td width="100%" valign="top" style="width: 366px; padding: 6pt 0in 0in;"><p class="MsoNormal" style="margin: 0in 0in 12pt; font-size: 11pt; font-family: Calibri, sans-serif; line-height: 15.399999618530273px;"><span style="font-size: 12pt; line-height: 16.799999237060547px; font-family: "Times New Roman", serif;">................................. <br></span><span style="font-size: 9pt; line-height: 12.600000381469727px;"><br>Ameriprise Financial Services, LLC <br><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);"></a><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);"></a><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);"></a><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);"></a><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);"></a><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);">767 Third Avenue </a><br><a href="x-apple-data-detectors://3/1" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="address" x-apple-data-detectors-result="3/1" style="color: currentcolor; text-decoration-color: rgba(128, 128, 128, 0.38);">New York, NY 10017</a> <br><br>Office: <a href="tel:212.759.2015" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="4">212.759.2015</a> | Mobile: <a href="tel:917.273.2195" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="5">917.273.2195</a> <br>Text: <a href="tel:917.273.2195" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="6">917.273.2195</a> | Fax: <a href="tel:347.223.5080" dir="ltr" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="7">347.223.5080</a><br><br></span><u><span style="font-size: 10pt; line-height: 14px; font-family: Arial, sans-serif; color: blue;"><a href="https://www.ameripriseadvisors.com/peter.kettle/"><span style="color: blue;">https://www.ameripriseadvisors.com/peter.kettle/</span></a></span></u><span style="font-size: 10pt; line-height: 14px; font-family: Arial, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in 0in 0.0001pt; font-size: 11pt; font-family: Calibri, sans-serif;"><span style="font-size: 9pt;"><br></span><a href="https://www.ameripriseadvisors.com/peter.kettle"><span style="font-size: 9pt; color: rgb(0, 61, 108); text-decoration: none;"><img border="0" width="32" height="33" id="Picture_x0020_4" alt="Website" _mf_state="1" title="null" src="cid:8B7521D8-7161-4B97-A136-9123123F3E1F" style="width: 0.3333in; height: 0.3472in;"></span></a><a href="https://www.linkedin.com/in/peterkettle/"><span style="font-size: 9pt; color: rgb(0, 61, 108); text-decoration: none;"><img border="0" width="33" height="33" id="Picture_x0020_5" alt="LinkedIn" _mf_state="1" title="null" src="cid:286377DC-A09B-4F4C-B218-BC3A899C5F2A" style="width: 0.3472in; 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Products from RiverSource and Columbia Threadneedle Investments are offered by affiliates of Ameriprise Financial Services, LLC. Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser. Ameriprise Financial Services, LLC. 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