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As long as you pay your premium, whole life insurance offers you:</div>
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<span style="color: rgb(0, 0, 0); font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt;">-A death Benefit and Cash Value that only go up</span><span style="color: rgb(0, 0, 0); font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt;"><br>
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-Not Market Correlated so there is no volatility</div>
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-Growth is tax deferred</div>
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-Protected in many states (including NY) from lawsuit (Your other financial assets likely aren't)</div>
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-Waiver of Premium Rider will pay your premium for you if you become disabled (what other product would do that?)</div>
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-Unlike term life insurance that 98% of the time doesn't pay, whole life will pay a death benefit and has cash value that can be used for:</div>
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<li>Paying estate tax</li><li>Providing a legacy for your children and/or charity<br>
</li><li>Spending in Retirement so you have additional income</li><li>Taking care of a spouse/partner left behind</li><li>Money for long term care, etc<br>
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<div>-Whole Life can be borrowed against easily at favorable rates so it has great liquidity</div>
<div>-Whole life cash can be accessed tax free up to your basis, the death benefit is always tax free</div>
<div>-Whole life can be a buffer against bad market sequence of returns (You don't want to sell when the market is down)</div>
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<p style="margin-top: 0px; margin-bottom: 0px;">There is no financial product available that offers you what Whole Life does....period. If you'd like to learn more, please let me know. </p>
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<p style="margin-top: 0px; margin-bottom: 0px;">Kind regards,</p>
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<p style="margin-top: 0px; margin-bottom: 0px;">Bob</p>
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<p style="margin-top: 0px; margin-bottom: 0px;font-family:Calibri,Arial,Helvetica,sans-serif; font-size:16px">
Robert Grossman</p>
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Financial Representative</p>
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Strategies for Wealth</p>
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800 Westchester Avenue, Suite N409</p>
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Rye Brook, NY 10573</p>
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914-288-8905</p>
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<a id="LPNoLP" href="http://www.strategiesforwealth.com/">www.strategiesforwealth.com</a></p>
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<div><strong><span style="font-size:14pt">Click </span></strong><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__vimeo.com_249732832&d=DwMFAw&c=tgH_BtXR-501zcdE8-dvRgEg8aWmdQ-cSUXqw1qnbGU&r=rmLmNIy3wZr5HDgndFhgAEbj_vmMrKkPCqCjtmW7zS1eGa312CITjrf0IbFr8DU0&m=JUqXQLNFq2QwqA1Xj0rcomN9qz9sOP3g9g5fCi43uX4&s=VscrPbEP-dt2nw085uLnCuGGRNE5-RChf5rsT43cjXI&e=" target="_blank" rel="noopener noreferrer"><strong><span style="font-size:14pt">Here</span></strong></a><strong><span style="font-size:14pt"> for
a short video on the state of American finances today and what we can do to live better!</span></strong></div>
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<div>Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities product/services and advisory services offered through PAS, a registered broker/dealer and investment advisor. Financial Representative, The Guardian Life
Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Donofrio Financial Management, LLC is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA, SIPC.
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