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<div
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<div
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align="center"><a class="moz-txt-link-abbreviated" href="mailto:tguggino@cpseainsurance.com">tguggino@cpseainsurance.com</a></div>
<div
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align="center">212-472-2140</div>
<div
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align="center"><br>
</div>
<div
style="text-align:
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align="center">Connect
with me on
Linked in</div>
<div
style="text-align:
center;"
align="center"><a class="moz-txt-link-freetext" href="http://www.linkedin.com/in/angugg/">http://www.linkedin.com/in/angugg/</a></div>
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<div
style="text-align:
center;"
align="center"><span
style="font-size: 16px; font-weight: bold; text-decoration: underline;">A
Timely Article
on Annuities</span></div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">One
of the biggest
concerns of
people
planning for,
or approaching
retirement
is," will I
have enough
money to fund
possibly a 25
year
retirement</div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">There
aren't too
many old
fashion
pension plans
around any
more. The type
that guarantee
a monthly
income for
life.</div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">With
the advent of
401k plans,
the liability
of running out
of money,
rests with the
employee. The
only
guaranteed
income is
Social
Security, and
that certainly
will not cover
all of your
expenses.</div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">There
is a way of
guaranteeing
lifetime
income, and
that is
through the
use of
annuities.</div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">
<span
style="text-decoration:
underline;">Not
all annuities
are created
equal.</span>
</div>
<div
style="text-align:
center;"
align="center">The
annuities that
have been
available for
many years are
the type where
you exchange a
lump sum of
cash for a
guaranteed
monthly income
for life.</div>
<div
style="text-align:
center;"
align="center">The
down side down
side of this
annuity
is,once your
make the
exchange you
have lost
access to your
money</div>
<div
style="text-align:
center;"
align="center">The
annuities I
provide for my
clients
guarantee
lifetime
income for
both spouses,
and you still
have your
money to
invest, either
in fixed
income
securities, or
an index that
is tied to the
S & P 500
performance. </div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">The
bottom line of
this annuity
is lifetime
income, with
the
opportunity
for market
returns.</div>
<div
style="text-align:
center;"
align="center">This
type of
annuity can be
part of your
fixed income
investments.</div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div
style="text-align:
center;"
align="center">I
have annuities
available from
all the major
players in
this field.</div>
<div
style="text-align:
center;"
align="center">For
a no
obligation
phone call,
please contact
me.</div>
<div
style="text-align:
center;"
align="center">Here's
a link to a
Wall Street
Article on
Annuities</div>
<div><a
href="https://blogs.wsj.com/experts/2018/07/08/why-annuities-may-be-safer-than-you-think/?guid=BL-258B-8366&mod=searchresults&page=1&pos=6&dsk=y"
target="_blank" style="color: #DE4E3A; font-size: 14px; font-style:
normal;
font-weight:
normal;
text-decoration:
underline;"
moz-do-not-send="true">Click
here to read
more.</a></div>
<div><br>
</div>
<div><span
style="font-size:
14px;">Please
feel free to
contact me
with any
questions on
Estate
Planning, Life
Insurance
applications
for Estate
Planning
Trusts, and
for a forensic
analysis of
your existing
insurance.</span></div>
<div><br>
</div>
<div><span
style="font-size:
14px;">Surveys
have shown,
that almost
40%, of in
force life
insurance
policies are
not performing
as expected,
and will not
last to life
expectancy.</span></div>
<div><br>
</div>
<div><br>
</div>
<div><span
style="font-size:
14px;">Happy
Summer!!</span></div>
</div>
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