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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif"">A great opportunity to safely deploy cash.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:34.0pt;font-family:"Arial","sans-serif";color:black">Make your short-term cash work harder
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<p class="MsoNormal"><span style="font-size:16.5pt;font-family:UBSHeadlineW01;color:black">Special interest rate for a limited time on Net New Cash Certificates of Deposit (CDs) from UBS Bank USA<sup>1</sup>
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<p class="MsoNormal" style="mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black">There are many reasons to keep a portion of your assets in short-term cash. But in a low interest rate environment, it's hard
to find attractive yields in a savings or checking account. <br>
<br>
At UBS, we can help make your cash work harder. <br>
<br>
<b>Promotional rate for UBS clients<br>
</b>As a UBS client,<sup> 2</sup> you can enjoy an attractive Annual Percentage Yield (APY)<sup>3</sup> for Net New Cash Certificates of Deposit (CDs) from a minimum purchase of $10,000 up to $5 million.
<br>
<br>
</span><span style="font-size:21.0pt;font-family:"Arial","sans-serif";color:#F60000">2.30% APY</span><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black">
<br>
<b>for 6-month term<sup>4</sup></b> <br>
<br>
Take advantage of this offer to invest your underutilized cash, complementing your overall investment and cash management strategies.
<br>
<br>
<b>This is a limited-time opportunity and subject to availability<br>
</b>The promotional rate CD is only available from July 9, 2018 to August 3, 2018. Each CD must be funded by net new cash (cash inflows net of any cash outflows starting July 6, 2018 through the date of purchase)<sup>5</sup> and deposited through your UBS Resource
Management Account (RMA). Simply transfer funds from sources other than an existing UBS account. The minimum CD amount is $10,000 and the maximum purchase is $5 million.
<br>
<br>
<b>Let your cash assets work to your advantage<br>
</b>You can look forward to an attractive return on principal for your shorter-term cash needs with FDIC insurance up to applicable limits.<sup>6</sup>
<br>
<br>
<b>Take advantage of this special offer by August 3, 2018. To learn more about this limited-time opportunity, contact us today.
</b><br>
<br>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#E60000">Blueprint Wealth Consultants</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black"><br>
<b>UBS Financial Services Inc.</b><br>
1055 Franklin Avenue<br>
Suite 300<br>
Garden City, NY 11530<br>
516-408-5800<br>
844-807-5829</span><span style="font-size:12.0pt;font-family:"Arial","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Debra Bushman<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Vice President-Wealth Management<br>
516-408-5807<br>
<a href="mailto:debra.bushman@ubs.com"><span style="color:#4D92B4">debra.bushman@ubs.com<br>
</span></a></span><span style="font-size:12.0pt;font-family:"Arial","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Christopher A. Pesce<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Vice President-Wealth Management<br>
914-287-4704<br>
<a href="mailto:chris.pesce@ubs.com"><span style="color:#4D92B4">chris.pesce@ubs.com<br>
</span></a></span><span style="font-size:12.0pt;font-family:"Arial","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Ken Ehrlich<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Senior Wealth Strategy Associate<br>
516-408-5815<br>
<a href="mailto:kenneth.ehrlich@ubs.com"><span style="color:#4D92B4">kenneth.ehrlich@ubs.com<br>
</span></a></span><span style="font-size:12.0pt;font-family:"Arial","sans-serif""><o:p></o:p></span></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Robert Dolle<br>
</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Registered Client Service Associate<br>
516-408-5811<br>
<a href="mailto:robert.dolle@ubs.com"><span style="color:#4D92B4">robert.dolle@ubs.com<br>
</span></a></span><span style="font-size:12.0pt;font-family:"Arial","sans-serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#B2B2B2">Visit our website
</span></b><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#4D92B4"><a href="http://ubs.com/team/blueprint" target="_blank"><span style="color:#4D92B4">ubs.com/team/blueprint</span></a></span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#B2B2B2">
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><sup><span style="font-size:8.5pt;font-family:"Arial","sans-serif";color:black">1</span></sup><span style="font-size:8.5pt;font-family:"Arial","sans-serif";color:black">Subject
to availability. Total amount of CDs to be issued under this offer is limited. This offer may be withdrawn at any time and may be subject to other restrictions.
<br>
<br>
<sup>2</sup>This CD offer is not available to managed accounts, which are accounts enrolled in certain advisory services offered at UBS. Additional restrictions may apply. Please contact your Financial Advisor for additional information.
<br>
<br>
<sup>3</sup>The Annual Percentage Yield (“APY”) represents an interest rate of 2.30%. Interest will be paid monthly. The CDs are being issued by UBS Bank USA and offered by UBS Financial Services Inc., an affiliate of UBS Bank USA. The CDs will be held in brokerage
accounts at UBS Financial Services Inc. in which standard account fees may apply. UBS is not required to maintain a secondary market in CDs and, if maintained, such market may be limited. CDs sold prior to maturity are subject to market risk and therefore
investors may receive more or less than the amount invested or at face value. There is no FDIC insurance coverage for any principal losses that may occur as a result of selling prior to maturity in the secondary market and premiums paid in the secondary market
are not insured. Early withdrawal is not permitted in most circumstances. <br>
<br>
<sup>4</sup>CDs purchased by July 20, 2018 will be issued on July 25, 2018 and will mature on January 25, 2019. CDs purchased after July 20, 2018 may be issued on or before August 8, 2018 in the sole discretion of UBS Bank USA based on sales volume, and will
mature six months after issuance <br>
<br>
<sup>5</sup>Net new cash equals cash inflows from sources other than an existing UBS account minus cash outflows from the UBS account. Cash inflows include, but may not be limited to: direct deposits (e.g., payroll, annuity); check deposits/mobile deposit capture;
wire inflows, ACH & EFT inflows and cash transferred in. Cash outflows include, but may not be limited to: checks; bill pay; ATMs & debit card purchases; autopay (e.g., credit card); wire outflows, ACH & EFT outflows and cash transferred out. Net new cash
does not include internal transfers; dividends & interest; maturities & redemptions; other assets transferred in or out (i.e., securities as well as cash-like securities such as money market funds) or fees. Net new cash must be in the account that is purchasing
the CD. <br>
<br>
<sup>6</sup>Deposits at UBS Bank USA are insured by the FDIC, an independent agency of the U.S. Government, up to a maximum of $250,000 (including principal and accrued interest) for all deposits held in the same insurable capacity (e.g., individual account,
joint account, IRA, etc.). CD amounts are aggregated with other deposit accounts at UBS Bank USA held in the same insurable capacity, including deposit accounts held through the UBS bank deposit sweep programs. Investors are responsible for monitoring the
total amount of deposits at UBS Bank USA. For more information about FDIC insurance, please visit the FDIC website at fdic.gov/deposit/deposits/.
<br>
<br>
This material has been prepared for informational purposes only and is not an offer to buy or sell, or a solicitation to buy or sell, a CD or to participate in any trading strategy. The CDs discussed may not be suitable for all investors and will depend on
individual investors’ circumstances and objectives. You should review the Certificates of Deposit Disclosure Statement, which is available from your Financial Advisor.
<br>
<br>
All references to the RMA also apply to the Business Services Account BSA and the International Resource Management Account (IRMA).
<br>
<br>
The RMA, Business Services Account BSA and IRMA are brokerage accounts with UBS Financial Services Inc., a registered broker-dealer and a Member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up
to $500,000 (including $250,000 for claims for cash). Explanatory brochure is available upon request or at sipc.org. The RMA account provides access to banking services and products through arrangements with affiliated banks and other third-party banks, and
provides access to insurance and annuity products issued by unaffiliated third-party insurance companies through insurance agency subsidiaries of UBS Financial Services Inc.
<br>
<br>
Investment, insurance and annuity products: Not FDIC insured • No bank guarantee • May lose value
<br>
<br>
This material is issued by UBS Financial Services Inc. ("UBS") and is intended for the recipient only and is not for further distribution without the consent of UBS. It has been prepared for informational purposes only and is not an offer to buy or sell, or
a solicitation to buy or sell, a CD or to participate in any trading strategy. UBS and its affiliates do not provide legal or tax advice. Clients should consult with their legal and tax advisors regarding their personal circumstances. Products and services
described in this material may not be available for residents of certain jurisdictions.
<br>
<br>
By allowing UBS to contact you by e-mail, you understand that communications sent via e-mail are not secure or error-free, and accept the risks that come with communicating with UBS via e-mail. You also accept and agree that UBS has no liability or responsibility
for any loss or damage resulting from the use of e-mails or for any losses that you might suffer as a result of communicating with UBS via e-mail. Please click here for additional important disclosures and information about our e-mail policies.
<br>
<br>
Please take all appropriate steps to protect and defend yourself against fraud or cyberattacks, including, but not limited to, updating your computer systems and security software on a continuous basis (e.g., by installing recommended security patches, observing
customary technical security measures, in particular the installation of up-to-date firewalls and antivirus programs).
<br>
<br>
If you no longer wish to receive marketing materials by e-mail, please send me/us an e-mail with the text "UNSUBSCRIBE" in your reply. Please note, however, that you will still receive e-mail messages related to your account in accordance with your agreement(s)
with UBS. <br>
<br>
UBS Bank USA is a subsidiary of UBS AG. Member FDIC.<br>
2018-57804 (IS1800676) <br>
<br>
As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and
are governed by different laws and separate arrangements. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer.
For more information visit our website at <a href="www.ubs.com/workingwithus"><span style="color:blue">ubs.com/workingwithus.</span></a>
</span><span style="font-size:7.5pt;font-family:"Arial","sans-serif";color:black"><br>
<sup>©</sup> UBS 2018. All rights reserved. UBS Financial Services Inc. is a subsidiary of UBS AG. Member FINRA/SIPC.
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<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">Ken Ehrlich</span><span style="font-family:"Times New Roman","serif";color:blue"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">Senior Wealth Strategy Associate<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">UBS Financial Services</span><span style="font-family:"Times New Roman","serif";color:blue"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Times New Roman","serif";color:blue">Blueprint Wealth Consultants</span></b><span style="font-family:"Times New Roman","serif";color:black">
</span><b><span style="font-family:"Times New Roman","serif";color:blue">– Design Your Life</span></b><span style="font-family:"Times New Roman","serif";color:blue"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">1055 Franklin Ave., Suite 300<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">Garden City, NY 11530<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">Phone: 516-408-5815<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">Fax: 1-877-359-1796<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman","serif";color:black">Toll Free: 1-844-807-5829<br>
Email: </span><a href="mailto:Kenneth.Ehrlich@ubs.com" title="mailto:DKenneth.ebra.Bushman@ubs.com
blocked::mailto:Debra.Bushman@ubs.com
mailto:Debra.Bushman@ubs.com"><span style="font-family:"Times New Roman","serif";color:blue">Kenneth.Ehrlich@ubs.com</span></a><span style="font-family:"Times New Roman","serif";color:black"><o:p></o:p></span></p>
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<p class="MsoNormal"><a href="http://www.ubs.com/team/blueprint"><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#984806;mso-fareast-language:DE-CH">Visit my website for timely market information</span></b></a><b><u><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#984806;mso-fareast-language:DE-CH"><o:p></o:p></span></u></b></p>
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<p class="MsoNormal"><a href="https://www.linkedin.com/in/kenehrlich1"><span style="font-size:10.0pt;font-family:"Georgia","serif";color:blue;text-decoration:none"><img border="0" width="160" height="33" id="Picture_x0020_1" src="cid:image003.png@01D41842.F530C7F0" alt="view-my-profile-on-linkedin"></span></a><span style="color:blue"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:black;mso-fareast-language:DE-CH">As a firm providing wealth management services to clients, UBS is registered with the U.S. Securities and Exchange Commission (SEC) as
an investment adviser and a broker-dealer, offering both investment advisory and brokerage services. Advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate contracts. It is
important that you carefully read the agreements and disclosures UBS provides to you about the products or services offered. For more information, please visit our website at ubs.com/guidetofees.<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:black;mso-fareast-language:DE-CH">UBS Financial Services Inc. is a subsidiary of UBS AG.
</span></b><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:black;mso-fareast-language:DE-CH">©2012 UBS Financial Services Inc. All rights reserved. Member SIPC.
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