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<div><span
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16px;
font-weight:
bold;">Tony
Guggino, CLU,
ChFC</span></div>
<div><a class="moz-txt-link-abbreviated" href="mailto:tguggino@cpseainsurance.com">tguggino@cpseainsurance.com</a></div>
<div>212-472-2140</div>
<div><br>
</div>
<div>Connect
with me on
Linked in</div>
<div><a class="moz-txt-link-freetext" href="http://www.linkedin.com/in/angugg/">http://www.linkedin.com/in/angugg/</a></div>
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<div>
<div
style="text-align:
center;"
align="center"><span
style="font-weight: bold; text-decoration: underline;">I hope everyone
is enjoying
our over night
Summer
weather.</span></div>
<div
style="text-align:
center;"
align="center"><br>
</div>
<div>Today's
article
continues on
the theme of
planning for
retirement,
and is
entitled,
"Where
Retirees
Underestimate
Spending" <a
href="https://www.wsj.com/articles/where-retirees-underestimate-spending-1524061487?mod=article_inline"
style="color:
#DE4E3A;
font-style:
normal;
font-weight:
normal;
text-decoration:
underline;"
target="_blank"
moz-do-not-send="true">Click here to read more.</a></div>
<div><br>
</div>
<div>As I
wrote about
Medicare
Supplement
insurance in
my last email,
this article
addresses the
need to figure
into your
calculations
the cost of
Medicare
Insurance
premiums,
deductibles
and
co-insurance.
</div>
<div><br>
</div>
<div>The other
important
concern for
all retirees,
is the cost of
Long Term Care
taking a large
piece of their
retirements
savings. </div>
<div><br>
</div>
<div>Please
feel free to
contact me for
a
complementary
Assessment of
Health Care
Costs. The
assessment
takes into
account the
cost of:
Medicare Part
B premiums;
Medicare
Supplement
Insurance(AARP)
premiums; and
the premium
for Medicare
Part D for
prescription
drugs. All
costs are
adjusted for
inflation.</div>
<div><br>
</div>
<div>I can
also offer a
comparison of
all of the
Long Term Care
policies that
are available.</div>
<div><br>
</div>
<div>Please
contact me
with any
questions,
advise, and
personalized
assessments.</div>
<div><br>
</div>
<div>Happy
Summer!!</div>
</div>
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<pre class="moz-signature" cols="72">--
Tony Guggino, CLU, ChFC
Director of Estate and Insurance Planning
<a class="moz-txt-link-abbreviated" href="mailto:tguggino@cpseainsurance.com">tguggino@cpseainsurance.com</a>
Phone: 212-472-2140
Mobile: 646-872-6374
CPS Elite Advisors Insurance Services
330 E.71st Street, Suite 1K \u2022 New York, NY 10021
<a class="moz-txt-link-abbreviated" href="http://www.cpseainsurance.com">www.cpseainsurance.com</a>
Connect with me on Linked in
<a class="moz-txt-link-freetext" href="http://www.linkedin.com/in/angugg/">http://www.linkedin.com/in/angugg/</a>
This message may contain confidential and/or privileged information.
We ask that all information included in this electronic transmission
be held in the strictest of confidence, and that it not be communicated
to any third parties without expressed permission. If you have received
this transmission in error, please delete it.
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