<html><head><meta http-equiv="content-type" content="text/html; charset=us-ascii"></head><body dir="auto"><div></div><br><br><div id="AppleMailSignature"><br><div><b style="background-color: rgba(255, 255, 255, 0);"><font><font><p dir="LTR">Steven D. Lichtenstein CLU, ChFC</p></font><p dir="LTR"></p></font><p dir="LTR"></p></b><p dir="LTR"><span style="background-color: rgba(255, 255, 255, 0);">Specializing in Plans, Hopes & Dreams"</span></p><font><p style="background-color: rgba(255, 255, 255, 0); "></p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); ">Forest Hills Financial Group </p><p style="background-color: rgba(255, 255, 255, 0); "></p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); ">200 Broadhollow Rd. Suite 405<span style="background-color: rgba(255, 255, 255, 0); font-size: 13pt;"> Melville, NY, 11747</span></p><p style="background-color: rgba(255, 255, 255, 0); "></p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); "></p><p style="background-color: rgba(255, 255, 255, 0); "></p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); ">ph: (631)589-5400 </p><p style="background-color: rgba(255, 255, 255, 0); "><b></b></p><b style="background-color: rgba(255, 255, 255, 0); "><p dir="LTR">direct: <a href="tel:718%20475-5331" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="3">718 475-5331</a> </p></b><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); ">eFAX: <a href="tel:718%20475-5365" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="4">718 475-5365</a></p><p style="background-color: rgba(255, 255, 255, 0); "></p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); ">e:<a href="mailto:steven_lichtenstein@fhfg.com" target="_blank">steven_lichtenstein@fhfg.com</a></p><p dir="LTR"><a href="http://videos.thelivingbalancesheet.com/videos/for-life" target="_blank" style="text-decoration: none; background-color: rgba(255, 255, 255, 0);"><font color="#000000"><img src="https://mail.google.com/mail/u/0/s/?view=att&th=13a46e592cab1b03&attid=0.1&disp=emb&zw&atsh=1" style="border: none; "></font></a></p><p style="background-color: rgba(255, 255, 255, 0); ">Click here to learn why we need financial balance : <a href="http://www.thelivingbalancesheet.com/financialbalance" target="_blank"><u>http://www.thelivingbalancesheet.com/financialbalance</u></a></p><p dir="LTR"></p><p><font color="#000000"><span style="background-color: rgba(255, 255, 255, 0);"><a href="http://www.facebook.com/pages/Steven-D-Lichtenstein-CLU-ChFC/245576538796818" target="_blank" style="text-decoration: none; "><img src="https://mail.google.com/mail/u/0/s/?view=att&th=13a46e592cab1b03&attid=0.2&disp=emb&zw&atsh=1" style="border: none; "></a><font> </font><a href="http://www.linkedin.com/in/stevenlichtenstein" target="_blank" style="text-decoration: none; "><img src="https://mail.google.com/mail/u/0/s/?view=att&th=13a46e592cab1b03&attid=0.3&disp=emb&zw&atsh=1" style="border: none; "></a></span></font></p><p></p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); ">web:</p><p dir="LTR" style="background-color: rgba(255, 255, 255, 0); "></p></font><p dir="LTR"><u><a href="http://www.fhfg.com/" target="_blank" style="background-color: rgba(255, 255, 255, 0);">www.fhfg.co</a>m</u></p><p dir="LTR"><u>See what everyone's talking about on my Voices page:</u></p><u><div><a href="http://www.scl.bz/users/1/stevenlichtenstein">http://www.scl.bz/users/1/stevenlichtenstein</a></div><div><br></div><div><a href="http://facebook.com/pages/Steven-D-Lichtenstein-CLU-ChFC/245576538796818">http://facebook.com/pages/Steven-D-Lichtenstein-CLU-ChFC/245576538796818</a></div><div><u><br></u></div><a href="http://www.linkedin.com/in/stevenlichtenstein">www.linkedin.com/in/stevenlichtenstein</a></u><br><p></p><u style="background-color: rgba(255, 255, 255, 0);"><p></p><p></p><p></p><p></p></u><p></p><font><font><p dir="LTR"><span style="background-color: rgba(255, 255, 255, 0);">Steven D. Lichtenstein is an Investment Advisor and Registered Representative of Park Avenue Securities LLC (PAS). Securities products/services and advisory services are offered by PAS, 200 Broadhollow Rd., Suite 405, Melville, NY, 11747, <a href="tel:1-718-268-9255" x-apple-data-detectors="true" x-apple-data-detectors-type="telephone" x-apple-data-detectors-result="9">1-</a>631-589-5400, a Registered Investment Advisor and broker-dealer. Forest Hills Financial Group Inc. is not an affiliate or subsidiary of PAS. PAS is a member of FINRA, SIPC. Steven D. Lichtenstein is a Field Representative of The Guardian Life Insurance Company of America, New York, N.Y. 10004.</span></p><p></p><p dir="LTR"></p><p></p><p><span style="background-color: rgba(255, 255, 255, 0);">Steven D. Lichtenstein is an authorized user of The Living Balance Sheet, an electronic wealth organizational platform that provides a wide-angle view of your financial world and enables him to stress test your current financial approach. Gain insight and clarity on your complete financial picture, which when coupled with his professional experience and credentials, may provide you with the ability to make well-informed personal and business decisions and to take appropriate actions to achieve your desired results. </span></p></font></font></div></div></body></html>