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Millions of buyers may be eligible for added benefits through Wells Fargo Home Mortgage
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Employees of eligible large organizations or union members who finance or refinance a home with Wells Fargo
may be eligible to receive special benefits such as a <b>My Mortgage Gift</b><sup>SM</sup> award —
$500 for buying a home, or $300 for refinancing — for use at participating retailers.<sup>1</sup>
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<p style="line-height:135%; font-size: 12px; font-family: verdana; color: #44464a; margin-bottom:0">
Take a closer look at these exciting programs only available through Wells Fargo:
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<li>
<b>The Union Plus</b><sup>®</sup> <b>Mortgage program</b> <br>
Features special home financing benefits available to approximately 14 million active and retired members of labor unions,
along with their parents and children. Additionally, <b>Union Plus</b> provides grants and interest free mortgage assistance
loans to eligible borrowers in the event of an unexpected loss of income, such as unemployment, disability or lockout.<sup>2</sup>
</li>
<li style="margin-top:10">
<b>The NEA Home Financing Program</b><sup>®</sup> <br>
Approximately 3 million dues-paying members may be eligible for this program. It’s available to those working at every level of education —
from pre-school to university graduate programs, along with their parents and children.
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<li style="margin-top:10">
<b>The Corporate Mortgage Benefit Program</b><br>
Nearly 9 million employees of 200 corporate clients may receive special home financing benefits through this program.
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<p style="line-height:135%; font-size: 12px; font-family: verdana; color: #44464a; margin-bottom:10">
Ask your buyers where they work, and let them know that their employer or union may make them eligible
for added home financing benefits only available through Wells Fargo.
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<p style="line-height:135%; font-size: 12px; font-family: verdana; color: #bb0826; margin-bottom:0">
<b>Call me today to find out more about these programs.</b>
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<br />
<span style="font-family:Georgia;font-weight:normal;font-size:10pt;color:#000;">ALAN KREIT</span><br /><br /><span style="font-family:Verdana;font-weight:normal;font-size:8pt;color:#000;margin-bottom:5px;">Private Mortgage Banker</span><br /><span style="font-family:Verdana;font-weight:normal;font-size:8pt;color:#000;margin-bottom:5px;">NMLSR ID 690784</span><br /><br /><span style="font-family:Verdana;font-weight:normal;font-size:8pt;color:#5a5d62;">Wells Fargo Home Mortgage | 150 E 42nd St, 32nd Floor | New York, NY 10017<br />MAC J0161-320<br />Tel 212-214-7534 | Cell 516-721-1911<br /><br /><a style="color:#0000ff;" href="mailto:Alan.Kreit@wellsfargo.com">Alan.Kreit@wellsfargo.com</a> | <a style="color:#0000ff;" href="https://www.alankreit.com">www.alankreit.com</a></span>
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1. Eligible individuals can receive the Wells Fargo <b>My Mortgage Gift</b><sup>SM</sup> award approximately
6 weeks after closing on a new purchase or refinance loan secured by an eligible first mortgage or deed of trust with Wells Fargo Home Mortgage ("New Loan"),
subject to qualification, approval and closing, when identifying themselves as eligible. The <b>My Mortgage Gift</b><sup>SM</sup> award is not available
with any Wells Fargo <b>Three-Step Refinance SYSTEM</b><sup>®</sup> program, The <b>Relocation Mortgage Program</b><sup>®</sup> or to any
Wells Fargo team member. Only one <b>My Mortgage Gift</b><sup>SM</sup> award is permitted per eligible ("New Loan"). This award cannot be combined with
any other award, discount or rebate, except for <b><i>your</i>FirstMortgage</b><sup>SM</sup>. This award is void where prohibited, transferable,
and subject to change or cancellation with no prior notice. Awards may constitute taxable income. Federal, state and local taxes, and any use of
the award not otherwise specified in the Terms and Conditions (available at <a href="wellsfargo.com/mmgterms">wellsfargo.com/mmgterms</a> and
provided at receipt of award) are the sole responsibility of the <b>My Mortgage Gift</b><sup>SM</sup> recipient.<br><br>
2. The <b>Union Plus</b><sup>®</sup> Mortgage Assistance Program is provided and administered through the AFL-CIO Mutual Benefit Plan ("The Plan"),
which is not affiliated with Wells Fargo Bank, N.A. Additional information about this program and eligibility criteria can be obtained at
<a href="www.unionplus.org/assistance">www.unionplus.org/assistance</a>.<br><br>
This information is for real estate professionals only and is not intended for distribution to consumers or other third parties.<br><br>
<b>Union Plus</b><sup>®</sup> is a registered trademark of Union Privilege.<br><Br>
This information is for real estate and building professionals only and is not intended for consumer distribution.
<br><br>
This is an unsecured email service which is not intended for sending confidential or sensitive information. As a real estate agent,
builder, accountant, financial planner or other business contact you may be receiving invitations, product information and various email
communications. This is a promotional email. To discontinue receiving promotional emails from Wells Fargo Bank N.A., including Wells Fargo Home Mortgage,
please email <a href="mailto:NoEmailRequest@wellsfargo.com?subject=Please update my Wells Fargo email solicitation preference to opt-out">
NoEmailRequest@wellsfargo.com
</a>. <br><br>
This information is for real estate professionals only and is not for consumer distribution.
<br><br>
Wells Fargo & Company Headquarters: <br>
420 Montgomery Street <br>
San Francisco, CA 94104 <br><br>
Online Service Code: 108300 - 03/17
<br><br>
<img src="cid:wfhm_scp_EHL_WhiteBackground" style="width: 21px; height: 13px;" title="Equal Housing Lender icon" alt="Equal Housing Lender icon" />
<b>
Equal Housing Lender
</b>
<br /><br />
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. <br>© 2017 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801.
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<span style="font-size: 1px; color: #B4B5B7;">FORM#192837465</span>
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