<html><body><div style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: #000000"><div>Hi Gotham Friends</div><div><br></div><div><!--StartFragment--><p class="gmail-" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="font-size: 12pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif; color: black;">\u201cPlease welcome Melissa Hertzberg as a dual member of the Manhattan Breakfast Group and the NJ/PA Zoom Group. Melissa is a Financial Advisor with Merrill based out of Florham Park, New Jersey. She has a passion for helping individuals, families, and business owners achieve their goals. Melissa specializes in constructing personalized financial plans and investment strategies. A particular focus of hers is helping clients navigate the financial impacts of divorce, ensuring they feel supported through one of life's most challenging transitions.</span></p><p class="gmail-" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="font-size: 12pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif; color: black;"></span><br></p><p class="gmail-" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="font-size: 12pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif; color: black;">Graduating with Highest Honors from Lehigh University\u2019s College of Business, Melissa combines her analytical expertise with a deep understanding of macroeconomics to provide clients with strategic guidance and exceptional service. Melissa serves on the board of Merrill\u2019s Morristown Short Hills Market Women\u2019s Exchange. Outside of work, she enjoys cooking, discovering new restaurants, tap dancing, skiing, watching college basketball, and vacationing at the beach.</span></p><p class="gmail-" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="font-size: 12pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif; color: black;"></span><br></p><p class="gmail-" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="font-size: 12pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif; color: black;">Melissa is excited to connect with fellow Gotham members and looks forward to exploring opportunities to collaborate. Please reach out to set up a conversation, whether it's to explore ways to support each other's businesses or to share recipe ideas, she looks forward to getting to know you better!</span></p><p class="gmail-" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><span style="font-size: 12pt; font-family: arial, sans-serif; color: black;" data-mce-style="font-size: 12pt; font-family: arial, sans-serif; color: black;">Some of the best leads for Melissa are, 1) people seeking advice: Those going through a life transition: Divorce, Marriage, Job Change, Retirement, Inheritance, Business Sale/Exit, Business Acquisition, Property Sale, Property Purchase, Anyone who does not have a financial plan or is looking for a complimentary financial "stress test." 2) Trusted Professionals: Divorce Attorneys, Estate Attorneys, Tax Accountants - CPAs, Forensics Accountants (Business Valuations), Divorce Mediators, Mental Health Professionals, Real Estate Agents, Other professionals whose client's deal with/think about money and would benefit from a trusted advisor.\u201d</span></p><!--EndFragment--></div><div><br></div><div><!--StartFragment--><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><b><span style="font-size: 14pt; font-family: 'lucida calligraphy'; color: #001558;" data-mce-style="font-size: 14pt; font-family: 'lucida calligraphy'; color: #001558;">Melissa Hertzberg</span></b><span style="font-size: 14pt; font-family: 'lucida calligraphy'; color: #001558;" data-mce-style="font-size: 14pt; font-family: 'lucida calligraphy'; color: #001558;"></span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><span style="color: black;" data-mce-style="color: black;">Financial Advisor</span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><span style="color: black;" data-mce-style="color: black;">NMLS registered: 2426907</span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><b><span style="color: black;" data-mce-style="color: black;"> </span></b><span style="color: black;" data-mce-style="color: black;"></span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;"><b><span style="font-size: 12pt; color: #001558;" data-mce-style="font-size: 12pt; color: #001558;">Merrill Lynch Wealth Management</span></b><span style="font-size: 12pt; color: #001558;" data-mce-style="font-size: 12pt; color: #001558;"></span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><span style="color: black;" data-mce-style="color: black;">Merrill Lynch, Pierce, Fenner & Smith Inc.</span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><span style="color: black;" data-mce-style="color: black;">100 Campus Dr, Floor 3, Florham Park, NJ 07932</span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><b><span style="color: black;" data-mce-style="color: black;">Phone: 973.301.7795</span></b><span style="color: black;" data-mce-style="color: black;"></span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><b><span style="color: black;" data-mce-style="color: black;">Mobile: 732.484.1354</span></b><span style="color: black;" data-mce-style="color: black;"></span></p><p class="MsoNormal" style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;" data-mce-style="margin: 0px; font-size: 11pt; font-family: Calibri, sans-serif; color: #000000; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: start; text-indent: 0px; text-transform: none; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; white-space: normal; background-color: #ffffff; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; line-height: 14pt;"><span class="Object" role="link" id="OBJ_PREFIX_DWT292_ZmEmailObjectHandler" style="color: darkblue; text-decoration: none; cursor: pointer;" data-mce-style="color: darkblue; text-decoration: none; cursor: pointer;"><span class="Object" role="link" id="OBJ_PREFIX_DWT319_ZmEmailObjectHandler" style="color: darkblue; text-decoration: none; cursor: pointer;" data-mce-style="color: darkblue; text-decoration: none; cursor: pointer;"><a href="mailto:melissa.hertzberg@ml.com" target="_blank" rel="nofollow noopener noreferrer" style="color: darkblue; text-decoration: none; cursor: pointer;" data-mce-href="mailto:melissa.hertzberg@ml.com" data-mce-style="color: darkblue; text-decoration: none; cursor: pointer;">melissa.hertzberg@ml.com</a></span></span></p><!--EndFragment--></div><div><br></div><div><img src="cid:34086f7587d490353c56ec44a0900fa121608678@zimbra" data-mce-src="cid:34086f7587d490353c56ec44a0900fa121608678@zimbra"></div><div><br></div><div><br></div><div data-marker="__SIG_PRE__">Judy Mines<br>jmines@rcn.com<br>917.841.6521</div></div></body></html>