<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body style="overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><p data-start="82" data-end="152">We had an incredible <strong data-start="103" data-end="139">Legacy Planning Panel Discussion</strong> yesterday!</p><p data-start="154" data-end="252">One of the biggest takeaways? <strong data-start="184" data-end="250">Pre-planning and assembling your team is absolutely essential!</strong></p><p data-start="254" data-end="435">The mission is to simplify decision-making, and it became clear that it\u2019s always best to make decisions <strong data-start="358" data-end="433">while you still have agency\u2014when things are calm, before a need arises.</strong></p><h3 data-start="437" data-end="462">Key Topics Covered:</h3><p data-start="463" data-end="661">We explored the importance of <strong data-start="493" data-end="659">pre-planning vs. pre-funding, estate tax strategies, long-term care planning, succession planning, retirement and major purchase goals, and even funeral planning.</strong></p><p data-start="663" data-end="823">A particularly crucial discussion revolved around <strong data-start="713" data-end="736">advanced directives</strong>\u2014and why it\u2019s just as important for your children to complete them once they turn 18!</p><h3 data-start="825" data-end="845">Expert Advice:</h3><p data-start="846" data-end="1205">Our <strong data-start="850" data-end="876">Subject Matter Experts</strong> emphasized the importance of reviewing your documents periodically. Life changes\u2014your goals, financial situation, and end-of-life preferences may shift, and your plans should reflect those changes. If you\u2019re working with a Financial Advisor, they may even check in with you regularly to help ensure your plans stay up to date.</p><h3 data-start="1207" data-end="1244">The Role of Your Planning Team:</h3><p data-start="1245" data-end="1528">Your <strong data-start="1250" data-end="1267">planning team</strong> serves as fiduciaries, acting in your best interest\u2014individually or collaboratively. These professionals provide the tools and documents needed to share with other planning professionals and can even help facilitate communication between them on your behalf.</p><h3 data-start="1530" data-end="1568">No Team? Here\u2019s What You Can Do:</h3><ul data-start="1569" data-end="1747"><li data-start="1569" data-end="1660"><p data-start="1571" data-end="1660"><strong data-start="1571" data-end="1592">Know your options</strong> and <strong data-start="1597" data-end="1621">document your wishes</strong> while you have the ability to do so.</p></li><li data-start="1661" data-end="1712"><p data-start="1663" data-end="1712">Maintain a <strong data-start="1674" data-end="1696">6-12 month reserve</strong> for expenses.</p></li><li data-start="1713" data-end="1747"><p data-start="1715" data-end="1747"><strong data-start="1715" data-end="1745">Don\u2019t skip out on a 401(k)!</strong></p></li></ul><h3 data-start="1749" data-end="1769">Final Thought:</h3><p data-start="1770" data-end="1915"><strong data-start="1770" data-end="1808">Laws and regulations vary by state</strong>, and professionals stay informed on recent legislative changes that might require updates to your plans. </p><p data-start="1917" data-end="2029">If you\u2019re ready to start planning for the future or simply want to educate yourself, reach out to our experts:</p><p data-start="2031" data-end="2275">\U0001f4cc <a href="https://www.gothamnetworking.com/AndreaResnick"><strong data-start="2034" data-end="2052">Andrea Resnick</strong></a> \u2013 A. Resnick Communications | <em data-start="2083" data-end="2101">Funeral Planning</em><br data-start="2101" data-end="2104">\U0001f4cc <a href="https://www.gothamnetworking.com/searchKeyword.php?keyword=jonathan+london"><strong data-start="2107" data-end="2126">Jonathan London</strong></a> \u2013 Perkins-London Wealth Advisors | <em data-start="2162" data-end="2182">Financial Planning</em><br data-start="2182" data-end="2185">\U0001f4cc <a href="https://www.gothamnetworking.com/Keren"><strong data-start="2188" data-end="2206">Keren Birnbaum</strong></a> \u2013 Weiss, Zarett, Brofman Sonneklar & Levy P.C. | <em data-start="2256" data-end="2273">Estate Planning</em></p><div>
<meta charset="UTF-8"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><br class="Apple-interchange-newline"><br></div><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;">Regards, </div><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><br></div><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;">Rosalia Ruberto<br>Administrative Director<br>Gotham Networking<br><a href="mailto:rosalia@gothamnetworking.com">rosalia@gothamnetworking.com</a><br></div><div dir="auto" style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none; overflow-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><br></div><a href="https://www.linkedin.com/in/rosalia-ruberto-5978438a/">Let\u2019s connect on LinkedIn HERE!</a><br><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><br></div><div style="caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-family: Arial; font-size: 14px; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration: none;"><a href="https://www.gothamnetworking.com">www.g</a><a href="https://www.gothamnetworking.com">othamnetworking.com</a></div></div></div></div></div></div></div>
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