<html><head></head><body><div class="ydp33dea9bbyahoo-style-wrap" style="font-family:Arial, Helvetica, sans-serif;font-size:16px;"><div dir="ltr" data-setdir="false">Good Morning Gothamites, my friend, "Michigan Mike" is divorced, put his 3 girls through college, 1 at Michigan and 2 at the U of Florida. He was going to retire; however, his youngest wants to get her masters; hence, he needs to work.</div><div dir="ltr" data-setdir="false"><br></div><div dir="ltr" data-setdir="false">IMHO he's very smart, a team player and I think he could be a valuable addition to a company based on what salary they would pay him.</div><div><br></div><div dir="ltr" data-setdir="false"><div>MICHAEL KENDAL
516-642-5803 · Michael_Kndl@yahoo.com </div><div><br></div><div><b>SENIOR LEVEL FINANCIAL MANAGER</b>
Re-Engineering Expense Structures and Client Experience to Enhance Profitability
Offering over 20 years of management experience in the financial services industry with a strong record
of performance. Solid analytical and problem-solving skills with a focus on the highest level of client / end
user experience. Proven record to streamline operations, increase expense reimbursements, reduce
vendor costs and create cost saving initiatives to enhance profitability. </div><div><br></div><div dir="ltr" data-setdir="false"><b> Areas of Expertise: </b> Customer Service | Proficient in Quick Books | Cost Savings Initiatives |
Vendor Negotiations Expense Management | Leadership | Management</div><div>Reporting Operational Effectiveness | Financial Controls </div><div><br></div><div> <b>PROFESSIONAL EXPERIENCE</b> </div><div><b>VantagePoint Benefit Administrators \u2013 Lynbrook, New York
Office Manager
2023 \u2013 May 2024</b></div><div>
\u25cf Client Experience: Laser focused on providing the highest level of support for clients by ensuring quick
and efficient communications and problem solving, resulting in elevated client retention </div><div> \u25cf Cost Containment and Management of Expenses: Assess and optimize expenses by evaluating
current practices and providers to make sure the company is running in the most efficient way. </div><div> \u25cf Client Invoicing: Determine client fees and billing for various benefit programs, including HSA, FSA
and transit reimbursement. </div><div> \u25cf Treasury Management: Manage the operating cash of the firm ensuring that the money is put to use
in the most optimal way. </div><div> \u25cf Accounting: Managed books and records of the company using Quick Books </div><br></div><div dir="ltr" data-setdir="false"><div><b>NYC Shanty / We Supply NYC</b> \u2013 New York, New York
Salesperson & Office Manager/ Expense Management
HEMPER CO. \u2013 Los Angeles, California
Consultant/ Smoking Accessory Company
2022
2019-2020</div><div>Recruited directly by majority owner to \u201cright track\u201d and \u201ccorporatize\u201d a young and growing start-up. </div><div> \u25cf Vendor Negotiation: Established methodology for evaluating efficiency of various vendor
relationships. Successfully removed, negotiated and replaced a variety of vendors resulting in better
performance and cost savings. </div><div> \u25cf Human Resources: Managed and oversaw the general HR department focusing on ensuring that the
employees\u2019 needs were being met, as well as the company\u2019s. </div><div> \u25cf Establishment of Controls: Identified and implemented a myriad of controls for the whole
organization. Including, employment contracts, vendor contracts, retention of patent attorneys, and
check lists for various business practices. </div><div> \u25cf Inventory Management: Analyzed inventory on hand and based on sales activity, determined which
items were of excess. Worked with the sales department to move product and keep inventory at more
reasonable levels. </div><div><br></div><div><b> Independent Insurance Agent \u2013</b> New York, New York </div><div> \u25cf Certified: Successfully completed the Life and Health Insurance exam </div></div><div dir="ltr" data-setdir="false"><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"> \u25cf Worked on providing disability and life insurance as well as aided people in their financial planning </span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"><br></span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"> <b>CANTOR FITZGERALD \u2013 New York, New York
2017
Senior Vice-President/ Global Expense Management</b>, Debt Capital Markets & Investment Banking </span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"> \u25cf IB System Development: Designed and built a project code accounting system to efficiently capture
deal related expenses for the investment bank. </span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"> \u25cf Vendor Contract Negotiation: Partnered with legal to structure a system to reduce firm risk and
effectively negotiated new contracts. </span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"> \u25cf Reviewed and Updated Current Expense Procedures: Created efficient methodology to enhance
expense processing. Successfully reduced overall business costs by hundreds of thousands of dollars </span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"> \u25cf Reviewed Market Data Usage and Applications: Implemented a system for the Managing Directors
to evaluate market data needs that successfully reduced costs. </span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"><br></span></div><div dir="ltr" data-setdir="false"><span style="letter-spacing: -0.02em;"><b> NOMURA SECURITIES, INTL-</b> New York, New York
Vice-President/ Investment Banking Administration </span></div><div dir="ltr" data-setdir="false"><div>\u25cf Cost Containment and Management of Expenses: Analyzed market data needs and eliminated
unnecessary services by switching bankers to more economical providers. Instituted substantial cost
efficiencies by analyzing and negotiating vendor contracts resulting in $2.4m in savings. </div><div> \u25cf Increased Client Reimbursements: Initiated a system that despite declining deal volume led to a 55%
increase in expense recovery. </div><div><br></div><div> <b>COWEN AND COMPANY, LLC</b>- New York, New York
Vice-President/ Investment Banking Administration </div><div dir="ltr" data-setdir="false"><div>Recruited directly by department head to turn around and re-engineer the investment banking
administrative department to create procedures, controls and to significantly reduce expenses. </div><div> \u25cf Cost Containment and Management of Expenses: Re-engineered the cost recovery system of a global
mid-tier investment bank in order to capture all variable expenses and apply them by category and
banker to specific project codes resulting in an over 500% increase in recoveries.
o Expense recovery went from $600k to $4mm per year. Actual expenses were reduced by
$5mm. </div><div> \u25cf Implementation of Controls: Instituted a variety of controls that increased operating efficiencies by
identifying excessive expense usage and creating methods to curtail them. </div><div> \u25cf Vendor Negotiation: Identified the need to replace inefficient vendors, evaluated bids and was part
of contract negotiations. Replaced a copy center vendor who charged $4mm per year with a new less
expensive and better performing vendor that allowed us to bill back our clients for usage resulting in
annual savings of more than $3.5mm. </div><div> \u25cf Fee Reporting: Ensured that proper revenue recognition according to GAAP was followed and
consistency in reporting maintained. Established an effective partnership with bankers creating a
culture of trust, accountability and accuracy. </div><div> \u25cf Report Creation: Developed a focus list report that tracks the trading of current, past and potential
clients. This report aided into creating new business opportunities and establishing IB relationships
with new prospective clients. </div><div><br></div><div> <b>EARLY CAREER HISTORY \u2022 </b>1986-2000
Controlled the reporting for Euro Bonds syndicates at Salomon Brothers and Corporate Bond trading at
Lehman Brothers and Nomura Securities. </div><div><br></div><div><b>EDUCATION:</b></div><div> BBA, HOFSTRA UNIVERSITY \u2014 Hempstead, N.Y. \u2022 1984
Beta Alpha Psi member
Additional Awards
Passed the CPA Examination
Successfully completed NYC Marathon 1985\u20131990</div><br></div></div></div><div><br></div><div class="ydp33dea9bbsignature"><div style="color: black; font-style: normal; font-size-adjust: none; font-weight: normal; font-stretch: normal; font-size: 12pt; line-height: normal; font-family: Arial, Helvetica, sans-serif;"><div style="color: black; font-style: normal; font-size-adjust: none; font-weight: normal; font-stretch: normal; font-size: 12pt; line-height: normal; font-family: Arial, Helvetica, sans-serif;">Robert C. Intelisano, The Insurance Doctor<div>111-14 76th Ave., Suite 207</div><div>Forest Hills, N.Y. 11375 917-359-3985</div><div>www.InsuranceDoctor.us<br></div></div></div></div></div></body></html>