<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:"Malgun Gothic";
panose-1:2 11 5 3 2 0 0 2 0 4;}
@font-face
{font-family:"Frutiger 45 Light";
panose-1:2 11 6 3 2 2 2 2 2 4;}
@font-face
{font-family:"\@Malgun Gothic";}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;
mso-ligatures:standardcontextual;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-family:"Calibri",sans-serif;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#0563C1" vlink="#954F72" style="word-wrap:break-word">
<div class="WordSection1">
<p class="MsoNormal">Thank you thank you!!<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I’ve received so many referrals and I will choose a few to send to my client.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Thank you, thank you to my Gotham Hive!<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Jill<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><b><span style="font-size:14.0pt;color:black">Jill M. Epstein, CFP®, CEPA</span></b><span style="font-size:12.0pt"><br>
</span><span style="color:black">First Vice President – Wealth Management</span><br>
<span style="color:black">Wealth Advisor<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:black">California Insurance License #1184495<span style="mso-ligatures:none"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-size:16.0pt;color:red">Horizon Wealth Management</span></b><span style="font-size:12.0pt;color:red"> |
<b>UBS</b></span><b><span style="font-size:12.0pt;font-family:"Times New Roman",serif">
</span></b><b><span style="font-size:12.0pt">Financial Services Inc.</span></b><span style="font-size:12.0pt;color:red"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt">Comprehensive Wealth Management Services</span><span style="font-family:"Arial",sans-serif"><br>
</span>1285 Avenue of the Americas, 15th Floor<o:p></o:p></p>
<p class="MsoNormal">New York, NY 10019<span style="font-family:"Arial",sans-serif"><br>
</span>212-713-2454 Office<o:p></o:p></p>
<p class="MsoNormal">917-687-6467 Work Mobile<o:p></o:p></p>
<p class="MsoNormal">877-304-3084 Fax<o:p></o:p></p>
<p class="MsoNormal">888-308-1971 Toll Free<o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.ubs.com/team/horizonwm"><span style="font-family:"Times New Roman",serif;color:blue">Please visit our website</span></a><span style="font-family:"Times New Roman",serif"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="line-height:12.0pt"><b><i><span style="font-size:12.0pt;font-family:"Arial",sans-serif">Forbes</span></i></b><b><span style="font-size:12.0pt;font-family:"Arial",sans-serif"> Best-In-State Wealth Management Team for 2024.<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height:12.0pt"><span style="font-size:10.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="line-height:12.0pt"><b><span style="font-family:"Arial",sans-serif">The
<i>Forbes</i> rating is compiled by SHOOK Research and is awarded annually in January, based on information from March of the prior year. Eligibility is based on quantitative factors and is not necessarily related to the quality of the investment advice.<o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Arial",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><i><span style="font-size:12.0pt"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><a href="https://www.ubs.com/us/en/wealth/banking/cash_management/ubs-mobile-app.html"><span style="color:#1F497D;text-decoration:none"><img border="0" width="94" height="46" style="width:.9791in;height:.4791in" id="Picture_x0020_2" src="cid:image001.jpg@01DA6FB0.022C0EE0" alt="Go Mobile"></span></a><span lang="EN" style="font-family:"Arial",sans-serif;color:#222222"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="color:red">Go Mobile</span><span style="color:#1F497D">
</span>– Deposit checks into eligible UBS accounts with the mobile deposit feature for iPhone® and Android
</b><b><span style="color:#1F497D"><o:p></o:p></span></b></p>
<p class="MsoNormal"><a href="https://www.ubs.com/us/en/wealth-management/banking/cash-management/ubs-mobile-app.html"><b><span style="color:blue">Download the UBS App today</span></b></a><span style="color:blue">.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Times New Roman",serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:black;background:yellow;mso-highlight:yellow">From accessing your</span><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:#1F497D;background:yellow;mso-highlight:yellow">
</span><a href="https://onlineservices.ubs.com/olsauth/ex/pbl/ubso/dl#login"><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:blue;background:yellow;mso-highlight:yellow">accounts online</span></a><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:black;background:yellow;mso-highlight:yellow">,
to getting a consolidated view of your</span><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:#1F497D;background:yellow;mso-highlight:yellow">
</span><a href="https://www.ubs.com/us/en/wealth/misc/my-total-picture.html"><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:blue;background:yellow;mso-highlight:yellow">financial picture</span></a><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:black;background:yellow;mso-highlight:yellow">,
we can help make your life easier.</span><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif;color:#1F497D">
</span><span style="font-size:12.0pt;font-family:"Frutiger 45 Light",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>