<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto">Hi<div>It was so nice to read the wonderful note about Gotham\u2019s significance!</div><div>Shawn captured it beautifully.</div><div><br></div><div>Happy Holidays to all and I look forward to seeing you at the Holiday Zoom Tuesday!</div><div><br></div><div>Best,</div><div>Odey </div><div><br><div dir="ltr">Sent from my iPhone</div><div dir="ltr"><br><blockquote type="cite">On Dec 2, 2022, at 10:14 AM, Shawn Bernabeu <Shawn.Bernabeu@usi.com> wrote:<br><br></blockquote></div><blockquote type="cite"><div dir="ltr">\ufeff
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<p class="MsoNormal">Hello Gotham, <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Going into the holiday season you might be starting to think about what you are thankful for, both in your personal and professional life. As I think about it there is a long list to be thankful for, but I wanted to take a moment to highlight
\u201cThe Gotham family\u201d. I am confident we all agree that the Gotham family should be at the top of your list this time of year. Its all the friends you make in all the various groups. Its all the times you needed something and remembered to ask fredslist and
not only did you get it, but you got it from 5 different people within an hour. It\u2019s the ability to pick up the phone and reach out to someone you know is an expert on that topic, get an unbiased answer, feedback, or opinion. It\u2019s the lunches, the high fives
at the Yankee/Met game, the annual golf outing, the laughs, and the RELATIONSHIPS you build over the years. It doesn\u2019t happen overnight; it takes years of effort and time to build those relationships and from relationships comes opportunities. Let\u2019s not forget
the Gotham Mantra \u2013 People do business with people they know, like and trust and what comes around goes around. Let\u2019s all be thankful for the Gotham family we are a part of. Let\u2019s all look to be more engaged in 2023 and lets all think of a way to help and
give to someone else in 2023. Make an introduction for another, pick up the phone and put down the keyboard. Go to a breakfast or lunch and lets all look to build a stronger relationship in the New Year.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Thank you for all you do Gotham!<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.5pt;font-family:"Times New Roman",serif;color:#00529B">Shawn Bernabeu</span><span style="font-family:"Trajan Pro 3";color:#00529B;text-transform:uppercase"><br>
</span><span style="color:#595959">Vice President, Commercial Risk Advisor <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#595959">USI Insurance Services <o:p></o:p></span></p>
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</span>shawn.bernabeu@usi.com<span style="color:#595959">| </span><a href="http://www.usi.com/"><span style="color:#00529B">www.usi.com</span></a><span style="color:#1F497D">
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