<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=Windows-1252">
<style type="text/css" style="display:none;"> P {margin-top:0;margin-bottom:0;} </style>
</head>
<body dir="ltr">
<div style="font-family: Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);" class="elementToProof">
Terrific evening. Thank you for having me. </div>
<div class="elementToProof">
<div style="font-family: Calibri, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
<br>
</div>
<div id="Signature">
<div>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<b><span style="margin: 0px; font-size: 13pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;">Ronit Rogoszinski, CFP</span></b><b><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"> </span></b><span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"></span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<b><span style="margin:0px;font-size:9pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black">C</span></b><span style="margin:0px;font-size:9pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black">ERTIFIED<span> </span><b>F</b>INANCIAL<span> </span><b>P</b>LANNER </span><span style="margin:0px;font-size:9pt;font-family:Georgia, serif, serif, EmojiFont;color:black"></span><span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"></span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<b><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;">T.</span></b><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><span style="font-size: 11pt;"> </span></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;"><b>516.596.8581</b>
|</span><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><span style="font-size: 11pt;"> </span></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;"><b>F.</b></span><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><span style="font-size: 11pt;"> </span></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;">516.596.8583
|</span><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><span style="font-size: 11pt;"> </span></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;"><b>C.</b></span><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><span style="font-size: 11pt;"> </span></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;"><b>516.851.9902</b></span><span style="margin:0px;font-size:9pt;font-family:Arial, sans-serif, serif, EmojiFont;color:rgb(0, 51, 0)">
</span><span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"></span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<span style="margin:0px;font-size:9pt;font-family:Arial, sans-serif, serif, EmojiFont;color:rgb(0, 51, 0)"><img style="width: 117px; height: 87px; max-width: initial;" width="117" height="87" data-outlook-trace="F:1|T:1" src="cid:93d07469-f376-48f0-9efd-db140ed093ff"></span><span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"></span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<span style="margin:0px;font-size:11pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black;background-color:white"><b>346 Westbury Ave Floor 2 Carle Place NY 11514</b></span><span style="margin:0px;font-size:11pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><br>
</span><span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"></span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<b><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><a href="http://www.womenaws.com/" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" data-linkindex="0" style="margin:0px"><span style="font-size: 11pt;">www.womenaws.com</span></a></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;">
| </span><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"><a href="mailto:ronit@womenaws.com" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable" data-linkindex="1" style="margin:0px"><span style="font-size: 11pt;">ronit@womenaws.com</span></a></span><span style="margin: 0px; font-size: 11pt; font-family: Candara, sans-serif, serif, EmojiFont; color: black;"> </span><span style="margin:0px;font-size:10pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black"> </span></b><span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"></span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<span style="margin:0px;font-size:11pt;font-family:Calibri, sans-serif, serif, EmojiFont;color:black"> </span></p>
<p style="color:rgb(32, 31, 30);text-align:start;background-color:rgb(255, 255, 255);font-size:12pt;font-family:"Times New Roman", serif;margin:0px">
<span style="margin:0px;font-size:9pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black;background-color:white">Securities offered through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. </span><span style="margin:0px;font-size:9pt;font-family:Candara, sans-serif, serif, EmojiFont;color:black">Investment
Advisory Services offered through American Portfolios Advisors Inc. <span style="margin:0px;background-color:white">(APA)</span>, an SEC Registered Investment Advisor. Women + Wealth Solutions is not affiliated with APFS and APA. </span></p>
</div>
</div>
</div>
<div id="appendonsend"></div>
<hr style="display:inline-block;width:98%" tabindex="-1">
<div id="divRplyFwdMsg" dir="ltr"><font face="Calibri, sans-serif" style="font-size:11pt" color="#000000"><b>From:</b> Fredslist <fredslist-bounces@gothamnetworking.com> on behalf of Fred Klein <FKlein@kleinzelman.com><br>
<b>Sent:</b> Friday, October 28, 2022 10:41 AM<br>
<b>To:</b> Freds List <fredslist@gothamnetworking.com><br>
<b>Subject:</b> [Fredslist] Start of Joyce Gold Walk</font>
<div> </div>
</div>
<div dir="auto">
<div dir="ltr"><br>
<br>
<img id="x_58204AF1-76EA-444F-B354-0FF64599B7E6" alt="IMG_4567.jpg" data-outlook-trace="F:1|T:1" src="cid:58204AF1-76EA-444F-B354-0FF64599B7E6"></div>
<br>
<br>
<div dir="ltr">Fred C. Klein, Esq.
<div>Senior Partner</div>
<div>Klein Zelman Rothermel Jacobs & Schess LLP</div>
<div>Representing Management in Labor/employment Law for 50 years</div>
<div>NY Super Lawyer 2010-2022,</div>
<div><span style="background-color:rgba(255,255,255,0)">AV Preeminent Rating -Peer Review Rated - Martindale-Hubbell for over 35 years</span></div>
<div><br>
</div>
<div>Co-Founder</div>
<div>Gotham City Networking, Inc. </div>
<div>"It's Better to Give Than Receive"</div>
<div>Www.gothamnetworking.com</div>
<div><br>
</div>
<div>485 Madison Avenue-Suite 1301</div>
<div>New York, NY 10022</div>
<div>Tel: 212-935-6020</div>
<div>Fax: 212-753-8101</div>
<div>Email: fklein@legal.org</div>
<div>www.kleinzelman.com</div>
</div>
</div>
</body>
</html>