<html><head><meta http-equiv="Content-Type" content="text/html; charset=utf-8"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class=""><div class=""><div class="" style="font-family: CourierNewPSMT;">This is clearly a reminder that \u201chow one does anything is how they do everything.\u201d Ray is constant in his servant leadership and it\u2019s no surprise that he is recognized both inside and out of our community. </div><div class="" style="font-family: CourierNewPSMT;"><br class=""></div><div class="" style="font-family: CourierNewPSMT;">Thank you Ray for all you do.</div><div class="" style="font-family: CourierNewPSMT;"><br class=""></div><div class="" style="font-family: CourierNewPSMT;">Onward!</div></div><div class=""><br class=""></div><br class=""><div class="">
<span><img apple-inline="yes" id="56BE24A8-8553-4F8B-84FD-77FB575A4D94" src="cid:28A9AEFF-4F5E-467C-8BB1-E6FAB85A98C2" class=""></span><meta charset="UTF-8" class=""><span style="font-family: "Courier New"; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-size: 17px;" class=""><span style="color: rgb(0, 0, 0); font-family: "Courier New"; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: 0px;"> </span></span><div style="font-family: "Courier New"; font-size: 18px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal;" class=""><div class="" style="font-size: 18px; font-weight: normal; color: rgb(0, 0, 0); font-family: "Snell Roundhand"; font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: initial; margin: 0px; -webkit-text-stroke-color: rgb(0, 0, 0);"><b class="" style="font-size: 17px;">Shelley Simpson, JD</b></div><div class="" style="font-size: 18px; font-weight: normal; color: rgb(0, 0, 0); font-family: "Snell Roundhand"; font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: initial; margin: 0px; -webkit-text-stroke-color: rgb(0, 0, 0);"><b class="" style="font-size: 17px;">Business & Franchise Development </b></div><div class="" style="font-size: 18px; font-weight: normal; color: rgb(0, 0, 0); font-family: "Monotype Corsiva"; font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: initial; margin: 0px; -webkit-text-stroke-color: rgb(0, 0, 0);"><span style="font-size: 17px;" class="">646-549-7217</span></div><div class="" style="font-size: 18px; font-weight: normal; color: rgb(0, 0, 0); font-family: "Monotype Corsiva"; font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: initial; margin: 0px; -webkit-text-stroke-color: rgb(0, 0, 0);"></div><div class="" style="font-size: 18px; font-weight: normal; color: rgb(0, 0, 0); font-family: "Monotype Corsiva"; font-style: normal; font-variant-caps: normal; letter-spacing: normal; text-transform: none; white-space: normal; word-spacing: 0px; -webkit-text-stroke-width: initial; margin: 0px; -webkit-text-stroke-color: rgb(0, 0, 0);"><span style="-webkit-text-stroke-width: initial; font-size: 17px;" class=""><br class=""></span></div><div class="" style="font-size: 18px; font-weight: normal; margin: 0px;"><div style="margin: 0px; font-stretch: normal; font-size: 17px; line-height: normal; font-family: "Helvetica Neue";" class="">Inspiring healthy living, conscious giving and sustainable growing globally!</div><div style="margin: 0px; font-stretch: normal; font-size: 17px; line-height: normal; font-family: "Helvetica Neue";" class=""><br class=""></div></div></div><div style="font-family: "Courier New"; font-size: 18px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0); font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal;" class=""><br class=""></div><br class="Apple-interchange-newline" style="font-family: "Courier New"; font-size: 18px; font-style: normal; font-variant-caps: normal; font-weight: normal; letter-spacing: normal; orphans: auto; text-align: start; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px; text-decoration: none; caret-color: rgb(0, 0, 0); color: rgb(0, 0, 0);"><br class="Apple-interchange-newline">
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<div><br class=""><blockquote type="cite" class=""><div class="">On Mar 28, 2022, at 11:23 AM, Corey Bearak <<a href="mailto:bearak@me.com" class="">bearak@me.com</a>> wrote:</div><br class="Apple-interchange-newline"><div class=""><meta http-equiv="content-type" content="text/html; charset=us-ascii" class=""><div dir="auto" class=""><span style="font-family: "Times New Roman"; font-size: 22px;" class="">"Reliable Ray" this morning added "Notable Ray" this morning.</span><br class=""><div dir="ltr" class=""><div dir="ltr" class=""><div dir="ltr" class=""><meta http-equiv="content-type" content="text/html; charset=utf-8" class=""><div class=""><font face="Times New Roman" class=""><span style="font-style: normal; font-size: 22px;" class="">Crains New York Business today announced its "Notable Diverse Leaders in Banking and Finance"</span></font></div><font face="Times New Roman" class=""><span style="font-style: normal; font-size: 22px;" class=""><a href="https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-finance" class="">https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-finance</a><br class="">And wouldn't you know, it quite appropriately includes Gotham's own,</span></font><div class=""><font face="Times New Roman" class=""><span style="font-style: normal; font-size: 22px;" class="">Ray Walcott, Vice President of Business Banking at Capitol One. Please share your personal congrats for Ray, a reigning Gotham Networker of the Year, a key member of the Gotham Business POWER Breakfast (<u class="">join us on Wednesday April 6</u>), group coordinator of Gotham Westchester and Gotham Virtual groups, and as noted by Crains in its bio of Ray, "membership co-chair of Gotham City Networking."</span></font></div><div class=""><font face="Times New Roman" class=""><span style="font-style: normal; font-size: 22px;" class="">(Click link below to view how text that follows appears on line; the full list appears starting on page 19 of the attached Crains and it covers Ray on page 26.)</span></font></div><div class=""><a href="https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-and-finance-2022-ray-walcott" style="font-style: normal;" class=""><font face="Times New Roman" style="font-size: 22px;" class="">https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-and-finance-2022-ray-walcott</font></a></div><div class=""><div class="region-content-top clearfix" data-swiftype-index="false" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px; font-family: roboto, helvetica; -webkit-text-size-adjust: 100%;"><div class="block-region-content-top" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><div data-block-plugin-id="crain_people_header_block" class="block block-crain-people-component block-crain-people-header-block" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px; line-height: 0;"><a href="https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-finance" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; font-family: opensans, arial; font-size: 0.875rem; text-decoration: none;" class=""><img src="https://s3-prod.crainsnewyork.com/styles/1200x675/s3/Notable%20Banking%20and%20Finance.jpg" alt="" typeof="foaf:Image" class="image-style-_200x675" pinger-seen="true" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; border: 0px; max-width: 100%; height: auto; object-fit: cover; margin-bottom: 32px; width: 985px;"></a></div></div></div><div class="row region-featured" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px -0.75rem; padding: 0px; display: flex; -webkit-box-flex: 0; flex: 0 1 auto; -webkit-box-direction: normal; -webkit-box-orient: horizontal; flex-flow: row wrap; font-family: roboto, helvetica; -webkit-text-size-adjust: 100%;"><div class="col-sm-12 col-xs-12 col-md-12 region-featured-left col-lg-8" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px 0.75rem; -webkit-box-flex: 0; flex: 0 0 66.66667175292969%; max-width: 66.66667175292969%;"><div class="block-region-content-left" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><div data-block-plugin-id="crain_people_recipient_selector_block" class="block block-crain-people-component block-crain-people-recipient-selector-block" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 21px 0px 0px; padding: 0px; width: 375px; float: left; z-index: 1; position: relative; height: auto;"><div class="program-recipient-image" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><ul class="recipient-links" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px; list-style: none; display: flex; flex-wrap: wrap;"><li style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;" class=""></li></ul></div></div></div></div></div></div></div></div></div></div><span id="cid:2C7C19F5-A74C-4CF8-BCAF-CFD22D9E4939"><Walcott%2C%20Ray.jpg></span><div dir="auto" role="textbox" aria-label="Message Body" class=""><meta http-equiv="content-type" content="text/html; charset=us-ascii" class=""><div dir="ltr" class=""><meta http-equiv="content-type" content="text/html; charset=us-ascii" class=""><div dir="ltr" class=""><meta http-equiv="content-type" content="text/html; charset=us-ascii" class=""><div dir="ltr" class=""><div class="row region-featured" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px -0.75rem; padding: 0px; display: flex; -webkit-box-flex: 0; flex: 0 1 auto; -webkit-box-direction: normal; -webkit-box-orient: horizontal; flex-flow: row wrap; font-family: roboto, helvetica; -webkit-text-size-adjust: 100%;"><div class="col-sm-12 col-xs-12 col-md-12 region-featured-left col-lg-8" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px 0.75rem; -webkit-box-flex: 0; flex: 0 0 66.66667175292969%; max-width: 66.66667175292969%;"><div class="block-region-content-left" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><div data-block-plugin-id="crain_people_recipient_selector_block" class="block block-crain-people-component block-crain-people-recipient-selector-block" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 21px 0px 0px; padding: 0px; width: 375px; float: left; z-index: 1; position: relative; height: auto;"><div class="program-recipient-image" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><ul class="recipient-links" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px; list-style: none; display: flex; flex-wrap: wrap;"><li style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;" class=""><a href="https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-finance" class="omnitrack" data-omnilink="all-profiles" data-omnilocation="ind-profile" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; font-size: 1.125rem; font-weight: 700; text-decoration: none; line-height: 1.3125rem; text-transform: uppercase; display: inline-block; margin-right: 21px;">ALL</a></li><li style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;" class=""><a href="https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-and-finance-2022-siya-vansia" class=" omnitrack prev-link" data-omnilink="prev-profile" data-omnilocation="ind-profile" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; font-size: 1.125rem; font-weight: 700; text-decoration: none; line-height: 1.3125rem; text-transform: uppercase; display: inline-block; margin-right: 21px;"><PREV</a><a href="https://www.crainsnewyork.com/awards/notable-diverse-leaders-banking-and-finance-2022-ather-williams-iii" class="next-link omnitrack " data-omnilink="next-profile" data-omnilocation="ind-profile" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; font-size: 1.125rem; font-weight: 700; text-decoration: none; line-height: 1.3125rem; text-transform: uppercase; display: inline-block; margin-right: 21px;">NEXT></a><span style="font-size: 2.375rem;" class="">Ray Walcott</span><span style="font-size: 2.375rem;" class=""> </span><span style="font-size: 1.5rem; box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; font-style: italic;" class="">Vice president of business banking, </span><span style="font-size: 1.5rem;" class="">Capital One</span></li></ul></div></div><div data-block-plugin-id="social_sharing_block" class="block block-social-media block-social-sharing-block" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px 63px 0px 0px; width: calc(100% - 396px); float: right; visibility: visible; position: relative; z-index: 1;"><div class="social-share-main-wrapper" data-swiftype-index="false" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 25px 0px 0px; padding: 0px;"><div id="social-share-block-wrapper" class="col-lg-12 social-share-block-wrapper col-sm-12 col-xs-12 col-md-12 non-social-sticky-bottom" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px auto 10px; padding: 0px 0px 1px; -webkit-box-flex: 0; flex: 0 0 100%; max-width: 985px; background-color: rgba(255, 255, 255, 0.5); width: 189.65625px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(125, 125, 125); color: rgb(255, 255, 255); -webkit-box-pack: center; justify-content: center;"><div class="social-share-menu" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px; width: 189.65625px; max-width: 555px;"><ul id="menu_ul" class="social-share-listing" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px; display: inline-flex;"><li class="more-li" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 5px 0px 0px; padding: 0px; list-style: none; display: inline-block; width: 92px;"><a target="_blank" class="fa share fa-twitter" href="https://twitter.com/intent/tweet?text=Notable%20Diverse%20Leaders%20in%20Banking%20and%20Finance%20-%20Ray%20Walcott&url=https%3A//www.crainsnewyork.com/awards/notable-diverse-leaders-banking-and-finance-2022-ray-walcott&via=CrainsNewYork" title="Tweet" style="box-sizing: border-box; -webkit-font-smoothing: unset; background-color: rgb(29, 172, 237); font-family: opensans, arial; font-size: 0.875rem; text-decoration: none; display: inline-block; font-stretch: normal; line-height: 1; text-rendering: auto; padding: 8px 10px; color: rgb(255, 255, 255); width: 92px; text-transform: uppercase; height: 30px;"> TWEET</a></li><li id="more" class="more-text" style="box-sizing: border-box; -webkit-font-smoothing: unset; margin: 0px; padding: 6px 10px; list-style: none; display: inline-block; width: 92px; font-size: 0.875rem; font-family: opensans, arial; text-transform: uppercase; height: 30px; position: relative; top: 0px; background-color: rgb(20, 119, 238); cursor: pointer;">MORE<span style="box-sizing: border-box; -webkit-font-smoothing: antialiased; display: inline-block; font-stretch: normal; line-height: 1; font-family: FontAwesome, sans-serif; font-size: inherit; text-rendering: auto; margin-left: 20px;" class=""></span></li></ul></div></div></div></div><div data-block-plugin-id="entity_field:node:body" class="block block-ctools-block block-entity-fieldnodebody" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 21px 78px 0px; width: 648.65625px;"><div class="text-formatted clearfix field--name-body field--type-text-with-summary field__item field field--label-hidden" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><p style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 0px 11px; padding: 0px; font-size: 1.125rem; line-height: 1.6425rem;" class="">Walcott manages a<span style="font-size: 1.125rem;" class=""> portfolio of business banking clients with annual sales from $2 million to $50 million within a variety of industries. He has proved a trusted adviser by delivering comprehensive and customized business banking products and solutions tailored to the financial needs and circumstances of business clients. During the pandemic, he has helped thousands of customers throughout the country get funds through the federal Paycheck Protection Program and get those loans forgiven. Walcott is a member of the Brooklyn Chamber of Commerce and is the membership co-chair of Gotham City Networking.</span></p><p style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 0px 11px; padding: 0px; font-size: 1.125rem; line-height: 1.6425rem;" class=""><span style="font-size: 1.125rem;" class=""><br class=""></span></p><div style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 0px 11px; padding: 0px; font-size: 1.125rem; line-height: 1.6425rem;" class=""><br class="webkit-block-placeholder"></div></div></div></div></div></div></div></div></div></div><span id="cid:5E8F7EE8-A385-4CFB-8FC7-9DE360F06A8F"><CNYB_20220328(1).pdf></span><meta http-equiv="content-type" content="text/html; charset=utf-8" class=""><div dir="auto" class=""><div dir="ltr" class=""><meta http-equiv="content-type" content="text/html; charset=utf-8" class=""><div dir="ltr" class=""><meta http-equiv="content-type" content="text/html; charset=utf-8" class=""><div dir="ltr" class=""><div class="row region-featured" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px -0.75rem; padding: 0px; display: flex; -webkit-box-flex: 0; flex: 0 1 auto; -webkit-box-direction: normal; -webkit-box-orient: horizontal; flex-flow: row wrap; font-family: roboto, helvetica; -webkit-text-size-adjust: 100%;"><div class="col-sm-12 col-xs-12 col-md-12 region-featured-left col-lg-8" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px 0.75rem; -webkit-box-flex: 0; flex: 0 0 66.66667175292969%; max-width: 66.66667175292969%;"><div class="block-region-content-left" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><div data-block-plugin-id="entity_field:node:body" class="block block-ctools-block block-entity-fieldnodebody" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 21px 78px 0px; width: 648.65625px;"><div class="text-formatted clearfix field--name-body field--type-text-with-summary field__item field field--label-hidden" style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px; padding: 0px;"><div style="box-sizing: border-box; -webkit-font-smoothing: subpixel-antialiased; margin: 0px 0px 11px; padding: 0px; font-size: 1.125rem; line-height: 1.6425rem;" class=""><br class="webkit-block-placeholder"></div></div></div></div></div></div><div dir="ltr" class=""><div align="CENTER" class="" style="orphans: 2; widows: 2;"><div align="CENTER" style="font-family: Helvetica;" class=""><font face="Times New Roman" class=""><font size="4" class=""><b class=""><font class="Apple-style-span" color="#1c39f6">Corey B. Bearak, Esq.</font><br class=""></b></font></font><font face="Times New Roman" class=""><font size="4" class=""><font class="Apple-style-span" color="#ac7824">Government & Public Affairs Counsel</font></font></font></div><div align="CENTER" style="font-family: Helvetica;" class=""><font face="Times New Roman" class=""><font size="4" class=""><font class="Apple-style-span" color="#0e23a3"><i class="">Networker of the Year-2012</i></font>| co-chair, <font class="Apple-style-span" color="#3a7620"><i class="">GO</i></font>tham <font class="Apple-style-span" color="#3a7620"><i class="">GREEN® |</i></font> <font class="Apple-style-span" color="#004aa4">Gotham Towers |</font> <font class="Apple-style-span" color="#dd1811">LI Legal</font></font></font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;"> |</font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;"><span style="text-align: -webkit-auto;" class=""><font color="#7a4442" class=""> Gotham Business</font></span><span style="text-align: -webkit-auto;" class=""><font color="#7a4442" class=""> POWER Breakfast</font></span> <span style="text-align: -webkit-auto;" class="">Chair</span><i class=""> </i>| </font><font class="Apple-style-span" color="#007aaa" style="font-family: "Times New Roman"; font-size: large;">Gotham Sponsorships</font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;"> </font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;">Chair </font><span style="-webkit-text-decorations-in-effect: none;" class=""> </span><span style="font-family: "Times New Roman"; -webkit-text-decorations-in-effect: none;" class=""><font size="4" class="">| Moderator, <i class="">Fredslist </i>& <i class="">Gotham Promos</i></font></span></div><div align="CENTER" style="font-family: Helvetica;" class=""><font color="#1013e0" class=""><font face="Times New Roman" class=""><font size="4" class="">P.O. 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