<div dir="ltr"><div class="gmail_default" style=""><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" style="" size="4">Good morning Gotham,</font></p><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" style="" size="4"><br></font></p><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" style="" size="4">Please help me give a big warm welcome to one of Gotham's
newest members, </font><font face="garamond, times new roman, serif" size="4">Lawrence</font><font face="garamond, times new roman, serif" style="" size="4"> Barth!</font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4"> </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4">Larry Barth, is the CEO of AJJ Planning Services; they work with
Business Owners in areas of business continuity, exit strategy, retirement, and
estate planning. </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4"> </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4">One of the benefits Larry and his team provides to employees
of a business (at no cost to the business owner) are financial workshops. In Larry\u2019s
experience employees that are more financially confident are more productive
employees. </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><br></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4">For individuals, Larry and his team focuses on Cash Flow
Planning. </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4">Working with people to structure their cash flow in a way
that maximizes efficiency and savings. AJJ Planning Services believe it can
have a major impact on one\u2019s success. </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4"> </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4">In addition, Larry\u2019s services include Insurance, financial
and retirement planning as well as investment management. AJJ Planning Services
has clients throughout the United States as well as some internationally. </font></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4"><br></font></p><p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font face="garamond, times new roman, serif" size="4">Get to know more about Larry.</font><span style="font-family:garamond,"times new roman",serif;font-size:large"> </span></p>
<p class="MsoNormal" style="margin:0in 0in 8pt;line-height:107%"><font size="4"><font face="garamond, times new roman, serif" style=""><span style="background:yellow">Lawrence
A. Barth, CLU®, ChFC®, LUTCF® |<a href="mailto:%20lbarth@ajjplanning.com" style="color:rgb(5,99,193)"> lbarth@ajjplanning.com</a>
| AJJ Planning Services, Inc. | </span><span style="background:yellow">200
Broad Hollow Road | Suite 405 | Melville, NY 11747 | Tel: 646.638.9851</span></font><font face="garamond, times new roman, serif" style=""> </font></font><font face="Calibri, sans-serif" style="font-size:11pt"> </font></p></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><p><font color="#000000" face="garamond, times new roman, serif" size="4"><b>Best Regards,</b></font></p><table border="0" cellpadding="0" cellspacing="0" width="450" style="margin:25px 0px 8px;padding:0px;border:0px;vertical-align:baseline;border-spacing:0px;color:rgb(2,24,41);width:450px;max-width:500px"><tbody style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><tr style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><td valign="top" width="80" style="font-family:inherit;padding:3px 6px 0px 0px;border:0px;font-style:inherit;vertical-align:top"><font face="garamond, times new roman, serif" size="4"><b><img height="34" src="https://d2p9w4ui8rp50l.cloudfront.net/m/778c2ded498644ec/original/capital-one-logo-emailsig.png" width="80" style="margin:0px;padding:0px;border:0px;font-style:inherit;vertical-align:baseline;width:80px;height:28px;max-width:80px"></b></font></td><td style="font-family:inherit;padding:0px;border:0px;font-style:inherit;vertical-align:baseline;width:10px"></td><td valign="top" style="font-family:inherit;padding:0px 12px;border:0px;font-style:inherit;vertical-align:top"><table border="0" cellpadding="0" cellspacing="0" style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline;border-spacing:0px"><tbody style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><tr style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><td style="font-family:Optimist,Helvetica,Arial,sans-serif;padding:0px 0px 3px;border:0px;font-style:inherit;font-size:12px;vertical-align:baseline;line-height:1.2;color:rgb(1,61,91);width:123px;white-space:nowrap"><div style="margin:0px;padding:0px;border:0px;font-weight:600;font-style:inherit;font-size:15px;font-family:inherit;vertical-align:baseline"><font face="garamond, times new roman, serif" size="4">Ray Walcott</font></div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><font face="garamond, times new roman, serif" size="4"><b>Sr. Business Banker \u2022 Business Banking</b></font></div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><font face="garamond, times new roman, serif" size="4"><b><img alt="address" src="https://d2p9w4ui8rp50l.cloudfront.net/m/1465f66c3ad833b4/original/locationpin-emailsig.png" style="margin:0px;padding:0px;border:0px;vertical-align:baseline;width:8px"> 299 Park Avenue, 14th Floor, New York, NY <span style="font-style:inherit">10171</span></b></font></div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><font face="garamond, times new roman, serif" size="4"><b><img src="https://d2p9w4ui8rp50l.cloudfront.net/m/0517871018033b5e/original/mobilephone-emailsig.png" style="font-style:inherit;margin:0px 6px 0px 0px;padding:0px;border:0px;vertical-align:baseline;width:5px;height:auto">718-354-7585</b></font></div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><font face="garamond, times new roman, serif" size="4"><b>E-Fax: 888-722-8185<br></b></font></div></td></tr></tbody></table></td></tr></tbody></table><p><span></span></p></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><input name="virtru-metadata" type="hidden" value="{"email-policy":{"state":"closed","expirationUnit":"days","disableCopyPaste":false,"disablePrint":false,"disableForwarding":false,"enableNoauth":false,"persistentProtection":false,"expandedWatermarking":false,"expires":false,"isManaged":false},"attachments":{},"compose-id":"2","compose-window":{"secure":false}}"></div>
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