<div dir="ltr"><div dir="ltr"><div class="gmail_default" style="font-family:georgia,serif">Sounds very interesting Kelly!</div><div class="gmail_default" style="font-family:georgia,serif"><br></div><div class="gmail_default" style="font-family:georgia,serif">The Hospitality & Restaurant industry has been two of the hardest hit industries during the pandemic; I'm looking forward to your presentation! </div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><p><font color="#000000" face="georgia, serif">Best Regards,</font></p><table border="0" cellpadding="0" cellspacing="0" width="450" style="margin:25px 0px 8px;padding:0px;border:0px;font-size:14px;font-family:Optimist,Helvetica,Arial,sans-serif;vertical-align:baseline;border-spacing:0px;color:rgb(2,24,41);width:450px;max-width:500px"><tbody style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><tr style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><td valign="top" width="80" style="font-family:inherit;padding:3px 6px 0px 0px;border:0px;font-style:inherit;vertical-align:top"><img height="34" src="https://d2p9w4ui8rp50l.cloudfront.net/m/778c2ded498644ec/original/capital-one-logo-emailsig.png" width="80" style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline;width:80px;height:28px;max-width:80px"></td><td style="font-family:inherit;padding:0px;border:0px;font-style:inherit;vertical-align:baseline;width:10px"></td><td valign="top" style="font-family:inherit;padding:0px 12px;border:0px;font-style:inherit;vertical-align:top"><table border="0" cellpadding="0" cellspacing="0" style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline;border-spacing:0px"><tbody style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><tr style="margin:0px;padding:0px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><td style="font-family:Optimist,Helvetica,Arial,sans-serif;padding:0px 0px 3px;border:0px;font-style:inherit;font-size:12px;vertical-align:baseline;line-height:1.2;color:rgb(1,61,91);width:123px;white-space:nowrap"><div style="margin:0px;padding:0px;border:0px;font-weight:600;font-style:inherit;font-size:15px;font-family:inherit;vertical-align:baseline">Ray Walcott</div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline">Sr. Business Banker \u2022 Business Banking</div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><img alt="address" src="https://d2p9w4ui8rp50l.cloudfront.net/m/1465f66c3ad833b4/original/locationpin-emailsig.png" style="margin:0px;padding:0px;border:0px;vertical-align:baseline;width:8px"> 299 Park Avenue, 14th Floor, New York, NY <span style="font-style:inherit;font-weight:inherit">10171</span></div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><img src="https://d2p9w4ui8rp50l.cloudfront.net/m/0517871018033b5e/original/mobilephone-emailsig.png" style="font-family:inherit;font-style:inherit;font-weight:inherit;margin:0px 6px 0px 0px;padding:0px;border:0px;vertical-align:baseline;width:5px;height:auto">718-354-7585</div><div style="margin:0px;padding:0px 0px 1px;border:0px;font-weight:inherit;font-style:inherit;font-family:inherit;vertical-align:baseline"><b>E-Fax: </b>888-722-8185<br></div></td></tr></tbody></table></td></tr></tbody></table><p><span></span></p></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><br><input name="virtru-metadata" type="hidden" value="{"email-policy":{"state":"closed","expirationUnit":"days","disableCopyPaste":false,"disablePrint":false,"disableForwarding":false,"enableNoauth":false,"persistentProtection":false,"expandedWatermarking":false,"expires":false,"isManaged":false},"attachments":{},"compose-id":"287","compose-window":{"secure":false}}"></div><br><div class="gmail_quote" style=""><div dir="ltr" class="gmail_attr">On Thu, Feb 4, 2021 at 9:10 AM Kelly O'Callaghan <<a href="mailto:Kelly.OCallaghan@cohnreznick.com">Kelly.OCallaghan@cohnreznick.com</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex">
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<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif">I am excited to be presenting with my colleagues from CohnReznick, Stephanie O\u2019Rourk and Dana Fried and the New Jersey Restaurant & Hospitality Association on <b><span style="color:rgb(7,117,114)">Covid-19
Relief \u2013 What Does this Mean to the Hospitality Industry?</span></b></span><u></u><u></u></p>
<p class="MsoNormal"><b><span style="font-family:"Bookman Old Style",serif;color:rgb(7,117,114)"> </span></b><u></u><u></u></p>
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<p class="MsoNormal"><b><span style="font-family:"Bookman Old Style",serif;color:rgb(7,117,114)">Thursday, February 4, 2021 | 11:00 a.m.
</span></b><u></u><u></u></p>
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<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black">After months of negotiations, the Consolidated Appropriations Act of 2021 was signed into law on December 27th, providing much needed support and relief for small businesses,
individuals and communities \u2013 but what does this mean for the hospitality industry?</span><u></u><u></u></p>
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<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black">Join CohnReznick\u2019s hospitality leadership team and members of its SBA Task Force for a virtual workshop as we explore the new relief measures, impact on restaurants and hotels,
and answer any questions you may have.</span><u></u><u></u></p>
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<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black">This program will cover a multitude of topics such as:</span><u></u><u></u></p>
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<u></u><span style="font-size:10pt;font-family:Symbol"><span>·<span style="font:7pt "Times New Roman"">
</span></span></span><u></u><span style="font-family:"Bookman Old Style",serif;color:black">Second round of PPP funding</span><u></u><u></u></p>
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<u></u><span style="font-size:10pt;font-family:Symbol"><span>·<span style="font:7pt "Times New Roman"">
</span></span></span><u></u><span style="font-family:"Bookman Old Style",serif;color:black">Who is eligible?</span><u></u><u></u></p>
<p class="MsoNormal" style="margin-left:66pt">
<u></u><span style="font-size:10pt;font-family:Symbol"><span>·<span style="font:7pt "Times New Roman"">
</span></span></span><u></u><span style="font-family:"Bookman Old Style",serif;color:black">How do I compute my maximum loan?</span><u></u><u></u></p>
<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black"> </span><u></u><u></u></p>
<p class="MsoNormal" style="margin-left:30pt">
<u></u><span style="font-size:10pt;font-family:Symbol"><span>·<span style="font:7pt "Times New Roman"">
</span></span></span><u></u><span style="font-family:"Bookman Old Style",serif;color:black">First round vs. second round \u2013 What\u2019s new and what remained the same?</span><u></u><u></u></p>
<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black"> </span><u></u><u></u></p>
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<u></u><span style="font-size:10pt;font-family:Symbol"><span>·<span style="font:7pt "Times New Roman"">
</span></span></span><u></u><span style="font-family:"Bookman Old Style",serif;color:black">Employee Retention Credit (ERC)</span><u></u><u></u></p>
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<u></u><span style="font-size:10pt;font-family:Symbol"><span>·<span style="font:7pt "Times New Roman"">
</span></span></span><u></u><span style="font-family:"Bookman Old Style",serif;color:black">Extension and Expansion </span><u></u><u></u></p>
<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black"> </span><u></u><u></u></p>
<p class="MsoNormal"><span style="font-family:"Bookman Old Style",serif;color:black">To register for our webinar on "Covid-19 Relief
</span><b><span style="font-family:"Bookman Old Style",serif;color:rgb(7,117,114)">\u2013</span></b><span style="font-family:"Bookman Old Style",serif;color:black">What Does this Mean to the Hospitality Industry" use button below.
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<p class="MsoNormal" align="center" style="text-align:center"><b><span style="font-size:10.5pt;font-family:Arial,sans-serif;color:white"><a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__r20.rs6.net_tn.jsp-3Ff-3D001DIIlBlX8UTQpPm3L1MkOJdQG-5FNtK1n9Yf6ilwNN7-2DlmARmUjs5SPPunPlZO1kmPi0OLpGYESYX9uMTGyYHyvz-5Fm6RJ6fIZ6QOuWYM8HCExHjkuUj2V-2DAokTpBuk9tlZf97eoRXJy407OzpONY-2D6w5MFfnDNCuyk3LxT7gMmIHMq-5F-5F6yE9FdD5DlxL-5Fq4LLITCbPL1RIRoxI-3D-26c-3DMA05NUhorXLvJbVpIx-5F46mr3XiCML7G5NJqeETDElYEwZLKS83NNBA-3D-3D-26ch-3DkJFKa8THbW5-2DYK2DhPIb53isDMPLxC5zc27M1QCMWZt2DtEA-5FrcKiA-3D-3D&d=DwMCaQ&c=KBjsDEU3Vkc2kjjEgSLzh51aHDZbCUJnca_9iO4XV0M&r=UxeetHGUlVZ7lwXu7P1VW0pcNS2XkGPpavUr0Y1O3OU&m=nKyufWsM3V90F5yP1770C_1R-wetup7jLo7JF-Q7Sus&s=Ixtmmq5XorEFhr2dlrZWq8JPO0Q36IkyfevIxqI8_DQ&e=" target="_blank"><span style="color:white;text-decoration:none">Register
Now [r20.rs6.net]</span></a></span></b><u></u><u></u></p>
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<div><table cellpadding="0" cellspacing="0" border="0" style="width:100%"><tbody><tr style="font-size:0px"><td align="left" style="vertical-align:top"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0px"><tbody><tr style="font-size:0px"><td align="left" style="padding:0px;vertical-align:top"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;font-size:0px;color:rgb(0,0,1);font-style:normal;font-weight:400;white-space:nowrap"><tbody><tr style="font-size:0px"><td align="left" style="padding:10px 0px 0px;vertical-align:top"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0px;color:rgb(0,0,1);font-style:normal;font-weight:700;white-space:nowrap"><tbody><tr style="font-size:13.33px"><td align="left" style="vertical-align:top;font-family:"Century Gothic"">Kelly O'Callaghan</td><td align="left" style="vertical-align:top;font-family:"Century Gothic"">, </td><td align="left" style="vertical-align:top;font-family:"Century Gothic"">CPA, CITP, CGMA</td></tr></tbody></table></td></tr><tr style="font-size:13.33px"><td align="left" style="padding:0px;vertical-align:top;font-family:"Century Gothic"">Partner</td></tr><tr style="font-size:13.33px"><td align="left" style="padding:0px;vertical-align:top;font-family:"Century Gothic"">Audit</td></tr><tr style="font-size:13.33px"><td align="left" style="padding:0px;vertical-align:top;font-family:"Century Gothic"">Tel: <a href="tel:973-618-6221" id="gmail-m_4020052188047500677LPlnk689713" style="text-decoration:none;color:rgb(0,0,1)" target="_blank"><strong style="font-weight:400">973-618-6221</strong></a></td></tr><tr style="font-size:13.33px"><td align="left" style="padding:0px;vertical-align:top;font-family:"Century Gothic"">Fax: <a id="gmail-m_4020052188047500677LPlnk689713" style="text-decoration:none;color:rgb(0,0,1)"><strong style="font-weight:400">973-403-7978</strong></a></td></tr><tr style="font-size:13.33px"><td align="left" style="padding:0px;vertical-align:top;font-family:"Century Gothic""><a href="mailto:Kelly.OCallaghan@cohnreznick.com" id="gmail-m_4020052188047500677LPlnk689713" style="text-decoration:none;color:rgb(0,0,132)" target="_blank"><strong style="font-weight:400"><span style="text-decoration:underline">Kelly.OCallaghan@CohnReznick.com</span></strong></a></td></tr><tr style="font-size:0px"><td align="left" style="padding:0px;vertical-align:top"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0px;color:rgb(0,0,132);font-style:normal;font-weight:400;white-space:nowrap"><tbody><tr style="font-size:13.33px"><td align="left" style="vertical-align:top;font-family:"Century Gothic""><a href="https://urldefense.com/v3/__https://www.cohnreznick.com/vCard?id=B945D5F77B1E4F90AD38C2CB00371F1C__;!!EFVe01R3CjU!MTXo5YBk7g_Ui6ii6zZmO3FLwLCHHyVRNINTseP8fEXuVto8n_BXwYDG0dH79iVYuyCf0Q$" id="gmail-m_4020052188047500677LPlnk689713" style="text-decoration:none;color:rgb(0,0,132)" target="_blank"><strong style="font-weight:400">VCard</strong></a></td><td align="left" style="vertical-align:top;font-family:"Century Gothic""> | </td><td align="left" style="vertical-align:top;font-family:"Century Gothic""><a href="https://urldefense.com/v3/__https://www.cohnreznick.com/people/kelly_ocallaghan__;!!EFVe01R3CjU!MTXo5YBk7g_Ui6ii6zZmO3FLwLCHHyVRNINTseP8fEXuVto8n_BXwYDG0dH79iUa3B0-JQ$" id="gmail-m_4020052188047500677LPlnk689713" style="text-decoration:none;color:rgb(0,0,132)" target="_blank"><strong style="font-weight:400">Bio</strong></a></td></tr></tbody></table></td></tr><tr style="font-size:0px"><td align="left" style="padding:0px;vertical-align:top"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0px;line-height:normal"><tbody><tr style="font-size:0px"><td align="left" style="padding:2px 0px 0px;vertical-align:top"><img src="cid:1776d809985c16233161" border="0" alt="" style="font-size: 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