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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72" style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'>Congratulations to the Westchester Group and to Lynn and Ray! <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'>Having had conversations with Ray, I can attest that he is an excellent</span><span style='color:black'> \u201c</span><span style='font-size:13.0pt;font-family:"Cambria",serif'>Relationship Manager\u201d </span><span style='font-size:13.0pt;font-family:"Segoe UI Emoji",sans-serif'>\U0001f60a</span><span style='font-size:13.0pt;font-family:"Cambria",serif'> and an asset to any group (he is also my mentor). Get to know Ray! And ask him about the Mentoring Program.<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Paula<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><img width=62 height=72 style='width:.6458in;height:.75in' id="Picture_x0020_4" src="cid:image001.jpg@01D6F4A6.0A652E80"><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Paula Oleska, President and CEO<o:p></o:p></p><p class=MsoNormal>Natural Intelligence Systems, Inc.<o:p></o:p></p><p class=MsoNormal>646 554 3461<o:p></o:p></p><p class=MsoNormal>www.BrainUpgrade.biz<o:p></o:p></p><p class=MsoNormal><a href="https://www.naturalintelligencesystems.com/"><span style='color:blue'>https://www.naturalintelligencesystems.com/</span></a><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>https://business.facebook.com/BrainUpgradeSystem/<o:p></o:p></p><p class=MsoNormal>https://www.linkedin.com/in/paulaoleska/<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Do you know your personality code?<o:p></o:p></p><p class=MsoNormal><a href="https://crackmycode.com/paula.oleska"><span style='color:blue'>Crack it here for free!</span></a> ($99 value) <o:p></o:p></p><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:13.0pt;font-family:"Cambria",serif'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> Fredslist <b>On Behalf Of </b>Michael D. Steger<br><b>Sent:</b> Wednesday, January 27, 2021 10:40 AM<br><b>To:</b> 'Freds List' <fredslist@gothamnetworking.com><br><b>Subject:</b> [Fredslist] Gotham Westchester Welcomes New Members Lynn Chiavaro and Ray Walcott<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Gotham Westchester is off to a great start in 2021 with two new members.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Welcome back Lynn Chiavaro to Gotham! Lynn was a longtime member of Bandit. She has been a Financial Advisor with Northwestern Mutual for 21 years. She specializes in strategically integrating insurance and investments to bring all aspects of your financial life together. She helps you keep your goals on track by protecting your family , your income and your assets with Life, Disability and Long Term Care Insurance. Her team manages millions in assets and specializes in smart money moves, no matter what the markets do. Being strategic in your wealth accumulation enables you to be strategic in wealth distribution in retirement. Previously, Lynn was the Women\u2019s Basketball Coach at West Point. Lynn is very thorough and dependable \u2013 I know because she has been my insurance rep since 2010. <o:p></o:p></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Monotype Corsiva";color:#8496B0'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Monotype Corsiva";color:#8496B0'>Lynn A. Chiavaro, CLTC<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Monotype Corsiva";color:#8496B0'>Financial Advisor<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Monotype Corsiva";color:#8496B0'>Northwestern Mutual<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Monotype Corsiva";color:#8496B0'>1 Maynard Drive <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Monotype Corsiva";color:#8496B0'>Park Ridge, NJ 07656<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:"Arial Black",sans-serif;color:#8496B0'>Tel: (201) 391-2339 - Fax: (888) 521-8209<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas;color:#8496B0'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas;color:#1F497D'>Email: <a href="mailto:lynn.chiavaro@nmfn.com"><span style='color:blue'>lynn.chiavaro@nm.com</span></a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas;color:#1F497D'>Website: <a href="https://www.google.com/url?q=http://www.lynnchiavaro.com/&source=gmail-imap&ust=1612316620000000&usg=AOvVaw0GxVQx2NE-QadkhFxQscro">www.lynnchiavaro.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.5pt;font-family:Consolas;color:#1F497D'>CA LIC#0G94048<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%'><span style='color:black'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%'><span style='color:black'>Gotham Westchester also welcomes Ray Walcott to our group, both as a business banker and as our new GC. If you have not met Ray in the past year, you have been living under a (Gotham) rock. He is a Capital One Bank, Senior Business Relationship Manager. Ray has over 20 years of working with small and midsize businesses. Ray is skilled in Business Relationship Management, Commercial Lending, Small & Midsize Business Banking, and Credit Analysis. </span>Ray provides excellent customer service to all his business clients and provides the right solutions to help them achieve growth, profitability and sustainability.<o:p></o:p></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%'>Business Card:<o:p></o:p></p><p class=MsoNormal style='margin-bottom:8.0pt;line-height:105%'><a href="https://www.google.com/url?q=https://hihello.me/p/a68f0ab5-bd21-4833-bb89-8b88bed574a4&source=gmail-imap&ust=1612298642000000&usg=AOvVaw0O7Xl0uIV6i0-rv2ei4oxg"><span style='color:blue'>https://hihello.me/p/a68f0ab5-bd21-4833-bb89-8b88bed574a4</span></a><o:p></o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='font-family:"Georgia",serif;color:black'>Best Regards,</span><o:p></o:p></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='max-width:375.0pt'><tr><td width=80 valign=top style='width:60.0pt;padding:2.25pt 4.5pt 0in 0in'><p class=MsoNormal><span style='font-size:10.5pt;font-family:"inherit",serif;color:#021829'><img border=0 width=80 height=34 style='width:.8333in;height:.3541in' id="_x0000_i1027" src="https://d2p9w4ui8rp50l.cloudfront.net/m/778c2ded498644ec/original/capital-one-logo-emailsig.png"></span><span style='font-size:10.5pt;font-family:"inherit",serif;color:#021829'><o:p></o:p></span></p></td><td width=10 valign=bottom style='width:7.5pt;padding:0in 0in 0in 0in'></td><td valign=top style='padding:0in 9.0pt 0in 9.0pt'><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0><tr><td width=123 nowrap valign=bottom style='width:92.25pt;padding:0in 0in 2.25pt 0in'><p class=MsoNormal style='vertical-align:baseline'><b><span style='font-size:11.5pt;font-family:"inherit",serif;color:#013D5B'>Ray Walcott<o:p></o:p></span></b></p><p class=MsoNormal style='vertical-align:baseline'><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'>Sr. Business Banker \u2022 Business Banking<o:p></o:p></span></p><p class=MsoNormal style='vertical-align:baseline'><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'><img border=0 width=12 height=13 style='width:.125in;height:.1354in' id="_x0000_i1026" src="https://d2p9w4ui8rp50l.cloudfront.net/m/1465f66c3ad833b4/original/locationpin-emailsig.png" alt=address></span><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'> 299 Park Avenue, 14th Floor, New York, NY 10171<o:p></o:p></span></p><p class=MsoNormal style='vertical-align:baseline'><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'><img border=0 width=7 height=14 style='width:.0729in;height:.1458in' id="_x0000_i1025" src="https://d2p9w4ui8rp50l.cloudfront.net/m/0517871018033b5e/original/mobilephone-emailsig.png"></span><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'>718-354-7585<o:p></o:p></span></p><p class=MsoNormal style='vertical-align:baseline'><b><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'>E-Fax: </span></b><span style='font-size:9.0pt;font-family:"inherit",serif;color:#013D5B'>888-722-8185<o:p></o:p></span></p></td></tr></table></td></tr></table><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Please reach out to Lynn and Ray and welcome them to our Gotham family. And mark your calendar for the next Westchester meeting, February 10<sup>th</sup> at 8am. (Email Ray to RSVP)<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Mike Steger<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Law Offices of Michael D. Steger, PC<o:p></o:p></p><p class=MsoNormal>295 Madison Avenue, 22<sup>nd</sup> Floor<o:p></o:p></p><p class=MsoNormal>New York, NY 10017<o:p></o:p></p><p class=MsoNormal>(646) 517-0600<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>30 Ramland Road, Suite 201<o:p></o:p></p><p class=MsoNormal>Orangeburg, NY 10962<br>(845) 359-4600<o:p></o:p></p><p class=MsoNormal>(845) 638-2707 (fax)<o:p></o:p></p><p class=MsoNormal><a href="mailto:msteger@steger-law.com">msteger@steger-law.com</a><o:p></o:p></p><p class=MsoNormal><a href="http://www.steger-law.com/">www.steger-law.com</a><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>