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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">Looking forward to the Gotham Virtual Group journey!<o:p></o:p></span></p>
<p class="MsoNormal"><a name="_MailEndCompose"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></a></p>
<span style="mso-bookmark:_MailEndCompose"></span>
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><div style="mso-line-height-rule:exactly;-webkit-text-size-adjust:100%;"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;"><tr style="font-size:0;"><td align="left" style="vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;"><tr style="font-size:0;"><td align="left" style="padding:0;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;font-size:0;color:#000001;font-style:normal;font-weight:400;white-space:nowrap;"><tr style="font-size:0;"><td align="left" style="padding:10px 0 0;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;color:#000001;font-style:normal;font-weight:700;white-space:nowrap;"><tr style="font-size:13.33px;"><td align="left" style="vertical-align:top;font-family:'Century Gothic';">Kelly O'Callaghan</td><td align="left" style="vertical-align:top;font-family:'Century Gothic';">, </td><td align="left" style="vertical-align:top;font-family:'Century Gothic';">CPA, CITP, CGMA</td></tr></table></td></tr><tr style="font-size:13.33px;"><td align="left" style="padding:0;vertical-align:top;font-family:'Century Gothic';">Partner</td></tr><tr style="font-size:13.33px;"><td align="left" style="padding:0;vertical-align:top;font-family:'Century Gothic';">Audit</td></tr><tr style="font-size:13.33px;"><td align="left" style="padding:0;vertical-align:top;font-family:'Century Gothic';">Tel: <a href="tel:973-618-6221" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#000001;"><strong style="font-weight:400;">973-618-6221</strong></a></td></tr><tr style="font-size:13.33px;"><td align="left" style="padding:0;vertical-align:top;font-family:'Century Gothic';">Fax: <a href="fax:973-403-7978" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#000001;"><strong style="font-weight:400;">973-403-7978</strong></a></td></tr><tr style="font-size:13.33px;"><td align="left" style="padding:0;vertical-align:top;font-family:'Century Gothic';"><a href="mailto:Kelly.OCallaghan@cohnreznick.com" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#000084;"><strong style="font-weight:400;"><span style="text-decoration:underline;">Kelly.OCallaghan@CohnReznick.com</span></strong></a></td></tr><tr style="font-size:0;"><td align="left" style="padding:0;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;color:#000084;font-style:normal;font-weight:400;white-space:nowrap;"><tr style="font-size:13.33px;"><td align="left" style="vertical-align:top;font-family:'Century Gothic';"><a href="https://www.cohnreznick.com/vCard?id=B945D5F77B1E4F90AD38C2CB00371F1C" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#000084;"><strong style="font-weight:400;">VCard</strong></a></td><td align="left" style="vertical-align:top;font-family:'Century Gothic';"> | </td><td align="left" style="vertical-align:top;font-family:'Century Gothic';"><a href="https://www.cohnreznick.com/people/kelly_ocallaghan" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#000084;"><strong style="font-weight:400;">Bio</strong></a></td></tr></table></td></tr><tr style="font-size:0;"><td align="left" style="padding:0;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;line-height:normal;"><tr style="font-size:0;"><td align="left" style="padding:2px 0 0;vertical-align:top;"><img src="cid:image585787.jpg@40EF9EE5.EC56B9EC" border="0" alt="" style="font-size:0;" /></td></tr></table></td></tr></table></td></tr></table></td></tr></table></div><div style="mso-line-height-rule:exactly;-webkit-text-size-adjust:100%;"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;"><tr style="font-size:0;"><td align="left" style="vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;"><tr style="font-size:0;"><td align="left" style="padding:0 0 10px;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;color:#000001;font-style:normal;font-weight:700;white-space:nowrap;"><tr style="font-size:14.67px;"><td align="left" style="padding:0;vertical-align:top;font-family:cent;"><a href="https://www.cohnreznick.com/insights/coronavirus-resource-center?utm_source=outlook&utm_medium=emailsignature&utm_campaign=cv2020_tlcoronavirusrc200330&utm_content=resourcecenter" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#000001;"><strong style="font-weight:700;">Visit our </strong></a><br /></td><td align="left" style="padding:0;vertical-align:top;color:#0000FF;font-family:cent;font-weight:400;"><a href="https://www.cohnreznick.com/insights/coronavirus-resource-center?utm_source=outlook&utm_medium=emailsignature&utm_campaign=cv2020_tlcoronavirusrc200330&utm_content=resourcecenter" target="_blank" id="LPlnk689713" style="text-decoration:none;color:#0000FF;"><strong style="font-weight:700;">Coronavirus Resource Center </strong></a></td></tr></table></td></tr></table></td></tr></table></div><div style="mso-line-height-rule:exactly;-webkit-text-size-adjust:100%;"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;"><tr style="font-size:0;"><td align="left" style="vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;"><tr style="font-size:0;"><td align="left" style="padding:0;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;color:#000001;font-style:normal;font-weight:700;white-space:nowrap;"><tr style="font-size:13.33px;"><td align="left" style="padding:0 0 15px;vertical-align:top;font-family:'Century Gothic';">Please note our new office address:<br />14 Sylvan Way<br />3rd Floor<br />​Parsippany, NJ 07054<br /></td></tr></table></td></tr></table></td></tr></table></div><div style="mso-line-height-rule:exactly;-webkit-text-size-adjust:100%;"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;"><tr style="font-size:0;"><td align="left" style="vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="font-size:0;"><tr style="font-size:0;"><td align="left" style="padding:0;vertical-align:top;"><table cellpadding="0" cellspacing="0" border="0" style="width:100%;font-size:0;color:#000001;font-style:normal;font-weight:400;white-space:normal;"><tr style="font-size:12px;"><td align="left" style="vertical-align:top;font-family:Verdana,Geneva,sans-serif;">CohnReznick LLP<span style="font-family:remialcxesans;font-size:1px;color:#FFFFFF;line-height:1px;">​</span><br />The information contained herein (or in any attachment) is not intended to be used by any taxpayer for the purpose of avoiding any penalties that a taxing authority might impose on the taxpayer or for the promoting, marketing or recommending to another party any tax related matters.<br /><br />The information in this transmission is privileged and confidential and intended only for the recipient listed above. If you are not the intended recipient, please advise the sender immediately by reply e-mail and delete this message and any attachments without retaining a copy. If you are not the intended recipient, you are hereby notified that any disclosure, copying or distribution of this message, or the taking of any action based upon it, is strictly prohibited.  <br /></td></tr></table></td></tr></table></td></tr></table></div>From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Ray Walcott [mailto:rayon.walcott@capitalone.com]
<br>
<b>Sent:</b> January 26, 2021 9:57 AM<br>
<b>To:</b> Freds List <fredslist@gothamnetworking.com><br>
<b>Cc:</b> Kelly O'Callaghan <Kelly.OCallaghan@CohnReznick.com>; Marc W. Halpert <marchalpert@yourbestinterestonline.com>; Laura Avital, Mill Brook Travel <laura@millbrooktravel.com>; Kim, Eugene <eugene.j.kim@morganstanley.com>; Fred Klein <FKlein@kleinzelman.com>;
 Nancy Schess <NSchess@kleinzelman.com>; Shelley Simpson Esq. <simpson.shelley@gmail.com>; Brad Scherer <brad@klerer.com><br>
<b>Subject:</b> Introducing New Gotham Virtual Group Members<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Good morning Gothamites \u2013 Please allow me to introduce a few of our founding members of the Gotham Virtual Group.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Feel free to give them the Gotham welcome, have a 1:1 meeting with them and circulate to new friends and prospects.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif;background:yellow">Laura Avital | Owner & Travel Advisor | Mill Brook Travel
</span></b><b><span style="font-size:11.0pt;line-height:106%;font-family:"Verdana",sans-serif;color:#444444;background:yellow">|<a href="mailto:laura@millbrooktravel.com" target="_blank"><span style="color:#1155CC">laura</span></a></span></b><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif;background:yellow"><a href="mailto:laura@millbrooktravel.com" target="_blank"><span style="font-family:"Verdana",sans-serif;color:#1155CC">@millbrooktravel.com</span></a></span></b><b><span style="font-size:11.0pt;line-height:106%;font-family:"Verdana",sans-serif;color:#444444;background:yellow"> | website: </span></b><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif;background:yellow"><a href="https://urldefense.com/v3/__http:/millbrooktravel.com__;!!EFVe01R3CjU!N2U5lYnATGJ3obbNOxwQnJp0DQhXjbRw40fTmcyvRrt6-IYwFxA42SIbpTKa9m6i-OiP8Q$" target="_blank"><span style="font-family:"Verdana",sans-serif;color:#1155CC">millbrooktravel.com</span></a></span></b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Understanding that a vacation is all about the memories created, Laura work with travelers to help them choose,
 plan and book a personalized vacation experience that suits their own travel style.  Learn about the new "Book With Confidence" initiative that offers travelers real-time information about planning travel in the "new normal". 
<a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__bit.ly_MillBrookTravelDuringCovid&d=DwMFaQ&c=KBjsDEU3Vkc2kjjEgSLzh51aHDZbCUJnca_9iO4XV0M&r=UxeetHGUlVZ7lwXu7P1VW0pcNS2XkGPpavUr0Y1O3OU&m=x9ol6xVf6KU6XzBX6eHBGLvpA81ixs3EuWcPqF45iA0&s=CvcTGTVzGLc8asStpu2cv5lWOT-r3Q57AigH2DHgkq8&e=">
<span style="color:#0563C1">https://bit.ly/MillBrookTravelDuringCovid [bit.ly]</span></a><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"> <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif;background:lime">Kelly A. O\u2019Callaghan| CPA, CITP, CGMA |
<a href="mailto:kelly.ocallaghan@cohnreznick.com" target="_blank"><span style="font-size:10.5pt;line-height:106%;font-family:"Segoe UI",sans-serif;color:#0563C1;border:none windowtext 1.0pt;padding:0in">kelly.ocallaghan@cohnreznick.com</span></a> |Partner at
 CohnReznick |</span></b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Kelly is an experienced CPA, CITP, CGMA., working in public practice. Kelly has more than 20 years of diversified
 public accounting experience with a concentration in auditing, IT audit, and accounting. She is the Firm\u2019s IT Audit Practice Leader and has extensive experience working with clients to meet their SOC 1 (System and Organization Controls), SOC 2, and SOC 3 needs.
 Kelly leads the Hospitality Industry practice in CohnReznick's New Jersey offices and provides strong leadership for the practice in all audit and governance areas. She serves the Firm\u2019s larger franchisees and independent operators and works with emerging
 growth concepts. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Whether conducting a financial statement audit for your investors or advising on a complex acquisition \u2014 CohnReznick
 has the right team for you. Deep institutional knowledge, global perspective, and comprehensive technical skills enhance their industry-centered solutions.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">From their origins in 1919, an innovative and client-centric culture has flourished at CohnReznick. They believe
 that this mindset defines them in many ways. First, they have an affinity for their clients \u2014 they understand their drive. Second, they recognize leadership \u2014 talent shapes the direction of the Firm. And third, they view their success as a call to action \u2014
 a means to improve communities, promote beneficial legislative policies, and progress the high standards of the accounting profession.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif;background:aqua">Eugene Kim  | Financial Advisor  | Financial Planning Specialist  | Morgan Stanley | Wealth
 Management | <a href="mailto:Eugene.J.Kim@morganstanley.com"><span style="color:#0563C1">Eugene.J.Kim@morganstanley.com</span></a></span></b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Eugene started his career in finance as a proprietary equities trader and continued growing for nearly a decade,
 leading up to and through post '08 Financial Crisis, before changing roles and going into consumer banking. In that role, he specialized and became a business banker.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">What gave Eugene the great satisfaction was when he would see the value of saving his clients time and money by
 creating tailored solutions so that they could focus better on running their business and have more time to truly enjoy what was most important to them\u2014their family, friends, and passions.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">It was also during that critical time where he personally experienced several life events that eventually brought
 him to Morgan Stanley\u2014a drastic career change, marriage, birth of a child, education planning, trust and estate planning for the elderly, death of a loved one, buying and selling a home, and much, much more. These types of life events are what most successful
 individuals and families experience at one time or another in their lives.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Eugene\u2019s ultimate goal is for his clients to feel empowered so that they can truly enjoy life to the fullest,
 being confident in their decisions, having a trusted partner for life, and having the ability to tap into a profoundly deep well of vast resources and knowledge\u2014Morgan Stanley.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif;background:#F4CCCC">Marc W. Halpert | connect2collaborate |egiving | Your Best Interest LLC |
<a href="mailto:marchalpert@gmail.com"><span style="color:#0563C1">marchalpert@gmail.com</span></a></span></b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Marc is a self-described \u201cmulti-preneur.\u201d Since going out on his own in 2001, he has started 3 companies, two
 in the electronic payments field (<b>Your Best Interest LLC</b> for profitable firms, and
<b>e-giving</b> for nonprofits) and his third company, <b>connect2collaborate</b>, where he spreads his LinkedIn networking evangelism to train and coach others. In all his LinkedIn training and coaching, he offers professionals (many of whom are Gothamites!)
 the opportunity to better explain their brand and positioning on their LinkedIn profile pages: why them vs. the competition. He has authored 2 books and 3 online LinkedIn e-courses.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif">Marc is the Gotham 2009 co-Networker of the Year, has GC\u2019d numerous groups in CT and NYC, and operates the online
 dues and meetings payments function for Gotham and the Gotham Foundation for the past 15 years.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"> </span></b><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:8.0pt;line-height:106%"><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"> </span><span style="font-family:"Georgia",serif;color:black">Best Regards,</span><span style="font-size:11.0pt;line-height:106%;font-family:"Calibri",sans-serif"><o:p></o:p></span></p>
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<p class="MsoNormal" style="vertical-align:baseline"><span style="font-size:9.0pt;font-family:"inherit",serif;color:#013D5B">Sr. Business Banker \u2022 Business Banking<o:p></o:p></span></p>
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