<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><div dir="ltr">[Also sharing it early directly where I believe it some early notice may prove helpful as this post will not get released by the moderator until Monday.]</div><div dir="ltr"><br></div><div dir="ltr"><meta http-equiv="content-type" content="text/html; charset=utf-8"><a href="https://esd.ny.gov/nyforwardloans-info">https://esd.ny.gov/nyforwardloans-info</a><br><section class="article-wrap breadcrumb-comp" style="font-size: 16px; box-sizing: inherit; width: 1024px; padding-top: 0px; padding-bottom: 50px; z-index: 2; position: relative; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="floating-head" style="box-sizing: inherit; margin: 0px auto; padding: 39px 0px 0px; background-color: rgb(255, 255, 255); max-width: 68.75rem; position: relative; z-index: 1;"><div class="row" style="box-sizing: inherit; margin: 0px auto; padding: 0px 23px; max-width: 68.75rem; display: flex; flex-flow: row wrap;"><div class="columns" style="box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 1 1 0px; min-width: 0px;"><nav aria-label="You are here:" role="navigation" style="box-sizing: inherit;"><div id="breadcrumbs" class="hidden-crumbs" style="box-sizing: inherit; margin: 0px; padding: 0px;"><ul style="box-sizing: inherit; margin: 0px 0px 23px 2px; padding: 0px; line-height: 18px; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 0px; font-size: 13px; display: inline-block; font-family: "ESD Oswald", Helvetica, Arial, sans-serif; text-transform: uppercase; letter-spacing: 0.55px;"><a href="https://esd.ny.gov/" style="box-sizing: inherit; transition: all 0.4s ease; background-color: transparent; color: rgb(119, 119, 119); text-decoration: none; line-height: inherit; cursor: pointer; padding: 0px; margin: 0px; letter-spacing: 0.55px;">HOME</a><span style="box-sizing: inherit;"> / </span></li><li style="box-sizing: inherit; margin: 0px; padding: 0px; font-size: 13px; display: inline-block; font-family: "ESD Oswald", Helvetica, Arial, sans-serif; text-transform: uppercase; letter-spacing: 0.55px;">NEW YORK FORWARD LOAN FUND</li></ul></div></nav></div></div></div></section><section class="article-wrap overview-comp" style="font-size: 16px; box-sizing: inherit; width: 1024px; padding-top: 0px; padding-bottom: 50px; margin-top: -50px; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="row" style="box-sizing: inherit; margin: 0px auto; padding: 0px 23px; max-width: 68.75rem; display: flex; flex-flow: row wrap;"><div class="small-12 columns" style="box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%;"><h1 style="box-sizing: inherit; font-size: 40px; margin: 0px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">New York Forward Loan Fund</h1><div class="overview-text" style="box-sizing: inherit; margin: 0px; padding: 0px;"><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE.</p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">NYFLF targets the state\u2019s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen a loss of rental income.</p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">NYFLF is providing working capital loans so that small businesses, nonprofits and small landlords have access to credit as they reopen. These loans are available to small businesses, nonprofits, and small landlords that did not receive a loan from either the U.S. Small Business Administration (SBA) Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loans (EIDL) for COVID-19 in 2020. The loans are not forgivable in part or whole. The loans will need to be paid back over a 5-year term with interest.</p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">The working capital loans are timed to support businesses and organizations as they proceed to reopen and have upfront expenses to comply with guidelines (e.g., inventory, marketing, refitting for new social distancing guidelines) under the New York Forward Plan. </p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">The geographic proportionality goals for the New York Forward Loan Fund for small businesses are:</p><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Capital Region 4%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Central NY Region 4%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Finger Lakes Region 4%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Hudson Valley Region 12%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Long Island Region 18%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Mohawk Valley Region 4%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">NYC Region 30%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">North Country Region 4%</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Southern Tier Region 4%</li><li style="box-sizing: inherit; margin: 0px 0px 8px; padding: 1px 0px 1px 1px; font-size: inherit;">Western NY Region 8%</li></ul><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">Access to loans for small landlords will be targeted to owners with residential buildings of 50 units or less, and will prioritize loans for landlords whose properties are in low and moderate income census tracts or who serve low to moderate income tenants.</p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">The New York Forward Loan Fund is supported by Apple Bank, BNB Bank, BlackRock Charitable Fund, Citi Foundation, Evans Bank, Ford Foundation, M&T Bank, Morgan Stanley, Ralph C. Wilson, Jr. Foundation and Wells Fargo.</p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">Pre-applications for the New York Forward Loan Fund will be open on May 26, 2020 at Noon Eastern Daylight Time. Priority will be given to industries and regions that have been reopened. This is not a first-come, first-served loan program. Applications will be reviewed on a rolling basis as regions and industries reopen. For small businesses and nonprofits that are in industries and regions that have not yet reopened, you are encouraged to prepare your pre-application in advance by taking advantage of the application preparation resources available <span style="box-sizing: inherit; line-height: inherit; font-weight: 700; margin-bottom: 8px;"><a href="https://esd.ny.gov/nyforwardloans-info#organizations-available-to-assist" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; margin-bottom: 8px;">here</a></span>. This will allow you to quickly submit your pre-application once it is announced that your industry and region is phased to reopen.</p><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">Five Community Development Financial Institutions (CDFIs) will be processing pre-applications on June 1, 2020: Accion East, Community Preservation Corporation, National Development Council, Pursuit and TruFund Financial Services. Please <span style="box-sizing: inherit; line-height: inherit; font-weight: 700; margin-bottom: 8px;">do not</span> apply to the participating CDFI lender directly. </p><p style="box-sizing: inherit; margin: 0px 0px 8px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">To fill out a pre-application and match with a participating lender, please click <span style="box-sizing: inherit; line-height: inherit; font-weight: 700; margin-bottom: 8px;"><a href="http://nyloanfund.com/" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; margin-bottom: 8px;">here</a>.</span></p><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;"><br></h1><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">Overview</h1><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">The loan terms are as follows:</p><p style="box-sizing: inherit; margin: 0px 0px 8px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700; margin-bottom: 8px;"></span></p><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Loan Amount</span>:<ol style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem;"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Small Businesses:</span> Small businesses can apply for a loan in the amount of the lesser of (a) $100,000 or (b) up to 100% of average monthly revenues in any 3-month period from 2019 or first quarter of 2020.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Nonprofits:</span> Nonprofits can apply for a loan in the amount of the lesser of (a) $100,000 or (b) up to 100% of average monthly expenses in any 3-month from 2019 or first quarter of 2020.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Small Landlords:</span> Small Landlords can apply for a loan in the amount the lesser of (a) $100,000 or (b) projected reduction in 3-months\u2019 net operating income based on actual reductions in net operating income for the month of April or May 2020.</li></ol></li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Interest Rate</span>:<ol style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem;"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Small businesses and landlords</span>: The fixed annual interest rate on the loan will be 3%.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Nonprofits:</span> The fixed annual interest rate on the loan will be 2%.</li></ol></li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Repayment:</span> <ol style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem;"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">For months 1 \u2013 12: Interest only payments, paid monthly. </li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">For months 13 - 60: interest and principal payments, paid monthly.</li></ol></li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Term</span>: 5 years (60 months).</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Proceeds</span>:<ol style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem;"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Proceeds are required to be used for working capital, inventory, marketing, refitting for new social distancing guidelines, operating and emergency maintenance, property taxes, utilities, rent, supplies, etc.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Refinancing of an existing loan is not permitted. </li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">The loan applicant will be required to detail anticipated use of funds when they apply.</li></ol></li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Borrower Fees</span>: No application fees. Late fee will be assessed for missed payments.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Recourse</span>: No collateral is required.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Prepayment</span>: Borrower may prepay the loan without penalty.</li></ul></div></div></div></section><div dir="ltr"><div align="CENTER" class="" style="orphans: 2; widows: 2;"><div><b class=""><font class="Apple-style-span" style="background-color: rgba(255, 255, 255, 0);"><div class="columns large-12 medium-12 small-12 one-stop-individual-section" style="font-size: 16px; font-weight: normal; text-align: start; box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="next-section-wrapper" opacity="0" style="box-sizing: inherit; margin: 75px 0px 200px; padding: 0px; display: inline-block; width: 698px; transition: all 0.3s ease-in-out 0s; opacity: 0;"><div class="next-section-header" style="box-sizing: inherit; margin: 0px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(221, 221, 221);"><span class="next-section-heading" style="box-sizing: inherit; padding-bottom: 10px; font-family: "ESD OswaldBold", Helvetica, Arial, sans-serif; font-size: 12px; color: rgb(68, 68, 68); letter-spacing: 0.75px; text-transform: uppercase; display: inline-block;"><br></span></div><div class="next-section-header" style="box-sizing: inherit; margin: 0px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(221, 221, 221);"><span class="next-section-heading" style="box-sizing: inherit; padding-bottom: 10px; font-family: "ESD OswaldBold", Helvetica, Arial, sans-serif; font-size: 12px; color: rgb(68, 68, 68); letter-spacing: 0.75px; text-transform: uppercase; display: inline-block;">NEXT SECTION</span><span class="next-section-continue" style="box-sizing: inherit; float: right; padding-top: 4px; font-size: 14px; color: rgb(27, 144, 155); letter-spacing: 0.43px;"><a href="https://esd.ny.gov/nyforwardloans-info#small-business-eligibility" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;"><span style="box-sizing: inherit; display: inline-block; margin-bottom: -6px;">Continue <span class="esd-icon-arrow-down8" style="box-sizing: inherit; font-variant-ligatures: normal; font-variant-east-asian: normal; font-variant-position: normal; line-height: 1; -webkit-font-smoothing: antialiased; display: inline-block; margin-bottom: -6px; font-family: "esd icomoon" !important;"></span></span></a></span></div><h5 style="box-sizing: inherit; margin: 22px 0px 0.5rem; padding: 0px; font-weight: 400; color: rgb(27, 144, 155); text-rendering: optimizeLegibility; line-height: 29px; font-size: 24px; letter-spacing: 0.75px; text-transform: capitalize;"><a href="https://esd.ny.gov/nyforwardloans-info#small-business-eligibility" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;">Small Business Eligibility</a></h5></div><div class="clear" style="box-sizing: inherit; margin: 0px; padding: 0px;"></div><a id="small-business-eligibility" class="one-stop-anchor osanchor2" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); line-height: inherit; cursor: pointer; display: block; margin-bottom: 170px; margin-top: -149px; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"></a><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">Small Business Eligibility</h1><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">To be eligible for a New York Forward Loan Fund working capital loan, a small business must meet the requirements detailed below. Please note that the pre-application should be completed and submitted by the owner of the business with the largest ownership interest, and that all owners with more than 20% ownership will be required to attest to the information therein. </p><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Employ 20 or fewer full-time equivalent (FTE) employees for both small businesses;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have gross revenues of less than $3 million per year;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have not received a loan from either SBA Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loan (EIDL) for COVID-19 in 2020;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have suffered a direct economic hardship as a result of COVID-19 related social distancing policies and stay-at-home order that have materially impacted their operations;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Been in business for at least 1 year as of the date of loan application; and</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Located in the State of New York.</li></ul></div><div class="columns large-12 medium-12 small-12 one-stop-individual-section" style="font-size: 16px; font-weight: normal; text-align: start; box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="next-section-wrapper" opacity="0" style="box-sizing: inherit; margin: 75px 0px 200px; padding: 0px; display: inline-block; width: 698px; transition: all 0.3s ease-in-out 0s; opacity: 0;"><div class="next-section-header" style="box-sizing: inherit; margin: 0px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(221, 221, 221);"><span class="next-section-heading" style="box-sizing: inherit; padding-bottom: 10px; font-family: "ESD OswaldBold", Helvetica, Arial, sans-serif; font-size: 12px; color: rgb(68, 68, 68); letter-spacing: 0.75px; text-transform: uppercase; display: inline-block;">NEXT SECTION</span><span class="next-section-continue" style="box-sizing: inherit; float: right; padding-top: 4px; font-size: 14px; color: rgb(27, 144, 155); letter-spacing: 0.43px;"><a href="https://esd.ny.gov/nyforwardloans-info#nonprofit-eligibility" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;"><span style="box-sizing: inherit; display: inline-block; margin-bottom: -6px;">Continue <span class="esd-icon-arrow-down8" style="box-sizing: inherit; font-variant-ligatures: normal; font-variant-east-asian: normal; font-variant-position: normal; line-height: 1; -webkit-font-smoothing: antialiased; display: inline-block; margin-bottom: -6px; font-family: "esd icomoon" !important;"></span></span></a></span></div><h5 style="box-sizing: inherit; margin: 22px 0px 0.5rem; padding: 0px; font-weight: 400; color: rgb(27, 144, 155); text-rendering: optimizeLegibility; line-height: 29px; font-size: 24px; letter-spacing: 0.75px; text-transform: capitalize;"><a href="https://esd.ny.gov/nyforwardloans-info#nonprofit-eligibility" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;">Nonprofit Eligibility</a></h5></div><div class="clear" style="box-sizing: inherit; margin: 0px; padding: 0px;"></div><a id="nonprofit-eligibility" class="one-stop-anchor osanchor3" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); line-height: inherit; cursor: pointer; display: block; margin-bottom: 170px; margin-top: -149px; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"></a><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">Nonprofit Eligibility</h1><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">To be eligible for a New York Forward Loan Fund working capital loan, a nonprofit must meet the requirements detailed below. Please note that the pre-application should be completed and submitted by a member of the nonprofit\u2019s executive team and will be required to attest to the information therein.</p><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Organized as 501(c)(3) or faith-based organization (cannot be for support of religious worship or activities);</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Employ 20 or fewer full-time equivalent (FTE) employees for nonprofit;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Provide direct services to New Yorkers for example daycare services, legal aid, food banks, soup kitchens, after school programs, senior services, educational programs, clothing banks;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have an annual operating budget of less than $3 million per year;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have not received a loan from either SBA Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loan (EIDL) for COVID-19 in 2020;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have suffered a direct economic hardship as a result of COVID-19 related social distancing policies and stay-at-home order that have materially impacted their operations;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Been in operation for at least 1 year as of the date of loan application; and</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Located in the State of New York.</li></ul></div><div class="columns large-12 medium-12 small-12 one-stop-individual-section" style="font-size: 16px; font-weight: normal; text-align: start; box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="next-section-wrapper" opacity="0" style="box-sizing: inherit; margin: 75px 0px 200px; padding: 0px; display: inline-block; width: 698px; transition: all 0.3s ease-in-out 0s; opacity: 0;"><div class="next-section-header" style="box-sizing: inherit; margin: 0px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(221, 221, 221);"><span class="next-section-heading" style="box-sizing: inherit; padding-bottom: 10px; font-family: "ESD OswaldBold", Helvetica, Arial, sans-serif; font-size: 12px; color: rgb(68, 68, 68); letter-spacing: 0.75px; text-transform: uppercase; display: inline-block;">NEXT SECTION</span><span class="next-section-continue" style="box-sizing: inherit; float: right; padding-top: 4px; font-size: 14px; color: rgb(27, 144, 155); letter-spacing: 0.43px;"><a href="https://esd.ny.gov/nyforwardloans-info#landlord-eligibility" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;"><span style="box-sizing: inherit; display: inline-block; margin-bottom: -6px;">Continue <span class="esd-icon-arrow-down8" style="box-sizing: inherit; font-variant-ligatures: normal; font-variant-east-asian: normal; font-variant-position: normal; line-height: 1; -webkit-font-smoothing: antialiased; display: inline-block; margin-bottom: -6px; font-family: "esd icomoon" !important;"></span></span></a></span></div><h5 style="box-sizing: inherit; margin: 22px 0px 0.5rem; padding: 0px; font-weight: 400; color: rgb(27, 144, 155); text-rendering: optimizeLegibility; line-height: 29px; font-size: 24px; letter-spacing: 0.75px; text-transform: capitalize;"><a href="https://esd.ny.gov/nyforwardloans-info#landlord-eligibility" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;">Landlord Eligibility</a></h5></div><div class="clear" style="box-sizing: inherit; margin: 0px; padding: 0px;"></div><a id="landlord-eligibility" class="one-stop-anchor osanchor4" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); line-height: inherit; cursor: pointer; display: block; margin-bottom: 170px; margin-top: -149px; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"></a><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">Landlord Eligibility</h1><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">To be eligible for a New York Forward Loan Fund working capital loan, small landlords must meet the requirements detailed below. Please note that the pre-application should be completed and submitted by the owner of the business with the largest ownership interest, and that all owners with more than 20% ownership will be required to attest to the information therein. </p><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have no more than 200 units under ownership, and no single property greater than 50 units;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Properties must either be located in a low or moderate income (LMI) census tract or meet a rent test where property rents are affordable to tenants of low and moderate income;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Properties must have positive cash flow for a 12-month period prior to NY Forward loan request;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Properties must have an active forbearance agreement for their mortgage, or proof that they have not missed a monthly debt service payment in the last 12 months, and/or no active mortgage;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Properties must be current on their property taxes through March 2020;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Property owners must attest that they will not evict COVID-impacted non-paying tenants;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Properties must be in good repair, with no major life and safety violations;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have not received a loan from either SBA Paycheck Protection Program (PPP) or SBA Economic Injury Disaster Loan (EIDL) for COVID-19 in 2020;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Have suffered a direct economic hardship as a result of COVID-19 related social distancing policies and stay-at-home order that have materially impacted their operations;</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Been in business for at least 1 year as of the date of loan application; and</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Properties must be located in the State of New York.</li></ul></div><div class="columns large-12 medium-12 small-12 one-stop-individual-section" style="font-size: 16px; font-weight: normal; text-align: start; box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="next-section-wrapper" opacity="0" style="box-sizing: inherit; margin: 75px 0px 200px; padding: 0px; display: inline-block; width: 698px; transition: all 0.3s ease-in-out 0s; opacity: 0;"><div class="next-section-header" style="box-sizing: inherit; margin: 0px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(221, 221, 221);"><span class="next-section-heading" style="box-sizing: inherit; padding-bottom: 10px; font-family: "ESD OswaldBold", Helvetica, Arial, sans-serif; font-size: 12px; color: rgb(68, 68, 68); letter-spacing: 0.75px; text-transform: uppercase; display: inline-block;">NEXT SECTION</span><span class="next-section-continue" style="box-sizing: inherit; float: right; padding-top: 4px; font-size: 14px; color: rgb(27, 144, 155); letter-spacing: 0.43px;"><a href="https://esd.ny.gov/nyforwardloans-info#how-to-apply" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;"><span style="box-sizing: inherit; display: inline-block; margin-bottom: -6px;">Continue <span class="esd-icon-arrow-down8" style="box-sizing: inherit; font-variant-ligatures: normal; font-variant-east-asian: normal; font-variant-position: normal; line-height: 1; -webkit-font-smoothing: antialiased; display: inline-block; margin-bottom: -6px; font-family: "esd icomoon" !important;"></span></span></a></span></div><h5 style="box-sizing: inherit; margin: 22px 0px 0.5rem; padding: 0px; font-weight: 400; color: rgb(27, 144, 155); text-rendering: optimizeLegibility; line-height: 29px; font-size: 24px; letter-spacing: 0.75px; text-transform: capitalize;"><a href="https://esd.ny.gov/nyforwardloans-info#how-to-apply" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;">How To Apply</a></h5></div><div class="clear" style="box-sizing: inherit; margin: 0px; padding: 0px;"></div><a id="how-to-apply" class="one-stop-anchor osanchor5" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); line-height: inherit; cursor: pointer; display: block; margin-bottom: 170px; margin-top: -149px; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"></a><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">How to Apply</h1><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Applications for the New York Forward Loan Fund will be open based on the industries and regions that have been reopened. This is not a first-come, first-served loan program. Applications will be reviewed on a rolling basis as regions and industries reopen. </li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Pre-applications will open on May 26, 2020 at Noon Eastern Daylight Time and will be on a rolling basis thereafter as regions and industries reopen. </li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Five Community Development Financial Institutions (CDFIs) will be processing pre-applications on June 1, 2020: Accion East, Community Preservation Corporation, National Development Council, Pursuit and TruFund Financial Services. Please do not apply to the participating CDFI lender directly. </li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">To fill out a pre-application and match with a participating CDFI lender at <span style="box-sizing: inherit; line-height: inherit; font-weight: 700;"><a href="http://nyloanfund.com/" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;">nyloanfund.com</a>.</span></li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;">Additional program details can be found in the documents available below.</li></ul></div><div class="columns large-12 medium-12 small-12 one-stop-individual-section" style="font-size: 16px; font-weight: normal; text-align: start; box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="next-section-wrapper" opacity="0" style="box-sizing: inherit; margin: 75px 0px 200px; padding: 0px; display: inline-block; width: 698px; transition: all 0.3s ease-in-out 0s; opacity: 0;"><div class="next-section-header" style="box-sizing: inherit; margin: 0px; padding: 0px; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: rgb(221, 221, 221);"><span class="next-section-heading" style="box-sizing: inherit; padding-bottom: 10px; font-family: "ESD OswaldBold", Helvetica, Arial, sans-serif; font-size: 12px; color: rgb(68, 68, 68); letter-spacing: 0.75px; text-transform: uppercase; display: inline-block;">NEXT SECTION</span><span class="next-section-continue" style="box-sizing: inherit; float: right; padding-top: 4px; font-size: 14px; color: rgb(27, 144, 155); letter-spacing: 0.43px;"><a href="https://esd.ny.gov/nyforwardloans-info#additional-resources" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;"><span style="box-sizing: inherit; display: inline-block; margin-bottom: -6px;">Continue <span class="esd-icon-arrow-down8" style="box-sizing: inherit; font-variant-ligatures: normal; font-variant-east-asian: normal; font-variant-position: normal; line-height: 1; -webkit-font-smoothing: antialiased; display: inline-block; margin-bottom: -6px; font-family: "esd icomoon" !important;"></span></span></a></span></div><h5 style="box-sizing: inherit; margin: 22px 0px 0.5rem; padding: 0px; font-weight: 400; color: rgb(27, 144, 155); text-rendering: optimizeLegibility; line-height: 29px; font-size: 24px; letter-spacing: 0.75px; text-transform: capitalize;"><a href="https://esd.ny.gov/nyforwardloans-info#additional-resources" class="" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;">Additional Resources</a></h5></div><div class="clear" style="box-sizing: inherit; margin: 0px; padding: 0px;"></div><a id="additional-resources" class="one-stop-anchor osanchor6" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); line-height: inherit; cursor: pointer; display: block; margin-bottom: 170px; margin-top: -149px; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"></a><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">Additional Resources</h1><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><a href="https://esd.ny.gov/sites/default/files/NYFLF-ESD-FAQ-052220.pdf" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">New York Forward Loan Fund Frequently Asked Questions</span></a></li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><span style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word; font-weight: 700;"><a href="https://esd.ny.gov/sites/default/files/NYFLF-Presentation-052220.pdf" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;">New York Forward Loan Fund Presentation</a></span></li><li style="text-align: right;"><a href="https://esd.ny.gov/nyforwardloans-info#organizations-available-to-assist" class="active-section" style="background-color: rgba(255, 255, 255, 0); font-size: 14px; letter-spacing: 0.43px; box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; word-wrap: break-word;">Continue </a></li></ul></div><div class="columns large-12 medium-12 small-12 one-stop-individual-section" style="font-size: 16px; font-weight: normal; text-align: start; box-sizing: inherit; margin: 0px; padding: 0px 0.9375rem; flex: 0 0 100%; min-width: 0px; max-width: 100%; caret-color: rgb(10, 10, 10); color: rgb(10, 10, 10); font-family: "ESD Proxima Nova Regular", Helvetica, Arial, sans-serif; -webkit-text-size-adjust: 100%;"><div class="clear" style="box-sizing: inherit; margin: 0px; padding: 0px;"></div><a id="organizations-available-to-assist" class="one-stop-anchor osanchor7" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); line-height: inherit; cursor: pointer; display: block; margin-bottom: 170px; margin-top: -149px; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"></a><h1 style="box-sizing: inherit; font-size: 40px; margin: 170px 0px 25px; padding: 0px; font-weight: 400; color: rgb(17, 17, 17); text-rendering: optimizeLegibility; line-height: 1.1; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif;">Organizations Available to Assist</h1><p style="box-sizing: inherit; margin: 0px 0px 25px; padding: 0px; font-size: 1.125rem; line-height: 2.0625rem; text-rendering: optimizeLegibility; color: rgb(119, 119, 119);">New York's statewide community network of Small Business Development Centers, Entrepreneurship Assistance Centers and Community Development Financial Institutions are available to help guide your business through the loan application process. Business leaders, lawyers and nonprofit professionals have also volunteered to offer loan application guidance.</p><ul style="box-sizing: inherit; margin: 0px 0px 25px 1.25rem; padding: 0px; line-height: 2.0625rem; list-style-position: outside; font-size: 1.125rem; color: rgb(119, 119, 119);"><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><a href="http://nysbdc.org/" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">NY Small Business Development Centers (SBDC)</span></a>: The New York Small Business Development Center (NYSBDC) provides small business owners and entrepreneurs in New York with the highest quality, confidential business counseling, training, and business research at no cost.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><a href="https://esd.ny.gov/sites/default/files/EAC%20Contact%20List.pdf" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Entrepreneurship Assistance Centers (EAC) Contact List</span></a>: Entrepreneurship Assistance Centers (EAC) provide instruction, training, technical assistance and support services to new and aspiring entrepreneurs in local communities statewide.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><a href="https://esd.ny.gov/sites/default/files/CDFI%20List.pdf" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">Community Development Financial Institution (CDFI) Contact List</span></a>: CDFIs are local financial service providers with locations throughout New York State, and often are the sole provider of banking and other financial services in communities that are not served by traditional banks and financial institutions.</li><li style="box-sizing: inherit; margin: 0px; padding: 1px 0px 1px 1px; font-size: inherit;"><a href="https://esd.ny.gov/business-mentor-ny-covid-19-assistance" style="box-sizing: inherit; transition: all 0.4s ease; color: rgb(27, 144, 155); text-decoration: none; line-height: inherit; cursor: pointer; font-family: "ESD Proxima Nova Bold", Helvetica, Arial, sans-serif; word-wrap: break-word;"><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">COVID-19 Business Mentor NY Volunteer Task Force</span></a><span style="box-sizing: inherit; line-height: inherit; font-weight: 700;">: </span>New York State, business leaders and law firms that have partnered to enlist industry volunteers to help businesses with guidance on loan applications.</li></ul></div></font></b></div><div><b class=""><font class="Apple-style-span" style="background-color: rgba(255, 255, 255, 0);"><br></font></b></div><div><br></div><div><br></div></div><div><br><div dir="ltr">\ufeff<div dir="ltr"><div dir="ltr"><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div dir="auto"><div dir="auto" style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="background-color: rgb(255, 255, 255); word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; orphans: 2; text-align: -webkit-auto; widows: 2; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; text-align: -webkit-auto; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; text-align: -webkit-auto; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; text-align: -webkit-auto; word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><span class="Apple-style-span" style="border-collapse: separate; font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; border-spacing: 0px; -webkit-text-decorations-in-effect: none;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><span class="Apple-style-span" style="border-collapse: separate; font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; text-align: -webkit-auto; border-spacing: 0px; -webkit-text-decorations-in-effect: none;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><span class="Apple-style-span" style="border-collapse: separate; font-variant-ligatures: normal; font-variant-position: normal; font-variant-numeric: normal; font-variant-alternates: normal; font-variant-east-asian: normal; line-height: normal; text-align: -webkit-auto; border-spacing: 0px; -webkit-text-decorations-in-effect: none;"><div style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;"><div align="CENTER"><div style="text-align: -webkit-auto;"><div align="CENTER"><div style="text-align: start;"><div align="CENTER" style="font-family: Helvetica;"><font face="Times New Roman"><font size="4"><b><font class="Apple-style-span" color="#1c39f6">Corey B. Bearak, Esq.</font><br></b></font></font><font face="Times New Roman"><font size="4"><font class="Apple-style-span" color="#ac7824">Government & Public Affairs Counsel</font></font></font></div><div align="CENTER" style="font-family: Helvetica;"><font face="Times New Roman"><font size="4"><font class="Apple-style-span" color="#0e23a3"><i>Networker of the Year-2012</i></font>| co-chair, <font class="Apple-style-span" color="#3a7620"><i>GO</i></font>tham <font class="Apple-style-span" color="#3a7620"><i>GREEN® |</i></font> <font class="Apple-style-span" color="#004aa4">Gotham Towers |</font> <font class="Apple-style-span" color="#dd1811">LI Legal</font></font></font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;"> |</font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;"><span style="text-align: -webkit-auto;"><font color="#7a4442"> Gotham</font></span><span style="text-align: -webkit-auto;"><font color="#7a4442"> Power Breakfast</font></span> <span style="text-align: -webkit-auto;">Chair</span><i> </i>| </font><font class="Apple-style-span" color="#007aaa" style="font-family: "Times New Roman"; font-size: large;">Gotham Sponsorships</font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;"> </font><font class="Apple-style-span" style="font-family: "Times New Roman"; font-size: large;">Chair </font><span style="-webkit-text-decorations-in-effect: none;"> </span><span style="font-family: "Times New Roman"; -webkit-text-decorations-in-effect: none;"><font size="4">| Moderator, <i>Fredslist </i>& <i>Gotham Promos</i></font></span></div><div align="CENTER" style="font-family: Helvetica;"><font color="#1013e0"><font face="Times New Roman"><font size="4">P.O. 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If you are not the intended recipient, you are hereby notified that any disclosure, dissemination, copying or distribution of this transmission is strictly prohibited. If you have received this transmission in error, please notify this office by telephone immediately so that we can arrange for the return of the documents to us at no cost to you.</font></font><font face="Times New Roman, serif"></font></i></font></font></font></p><p align="LEFT" style="font-family: Helvetica; margin-bottom: 0in;"><font color="#2824a0"><font face="Times New Roman, serif"><font size="2"><i>[sent from my iPad]</i></font></font></font></p></div></div></div></div></div></span></div></div></span></div></span></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></body></html>