<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><br><blockquote type="cite"><blockquote type="cite"><div dir="ltr">Hello Gothamites,<div><br></div><div>My daughter, a nurse practitioner, had her Federal Perkins Loan go into default. </div><div>The amount is 11K.</div><div>Her loan carrier switched to Heartland ECSI during a hectic time when she had</div><div>to vacate her apartment. <br>She has her loans and bills set up for automatic payment for efficiency, but</div><div>only the Nursing Student Loan and not the Perkins Loan with ESCI were set up.</div><div>She states that she did not receive any voice messages from ESCI and did not make the connection with unopened envelopes that seemed like a medical company (as an NP she receive Medical pitches) not a request for payment from a loan company.</div><div><br></div><div>The situation is further complicated because she works for a New York City hospital which will forgive her loan after a certain amount of service but will not forgive a loan if</div><div>it is in default.</div><div><br></div><div>I would appreciate anybody's input in dealing with this situation.</div><div><br></div><div>Best,</div><div>Odey<br clear="all"><div><br></div>-- <br><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><b>Odey Raviv, Ph.D.</b><div>Collegiate Academic Coach</div><div><font size="1">Learning, Executive Functioning, Motivation</font></div><div><font size="1">SAT, ACT Test Prep for Students with Testing Modifications</font></div><div><font size="1">Offices in Manhattan and Glen Cove</font></div><div><font size="1">FaceTime and Skype Sessions</font></div><div><font size="1">516-732-1617</font></div><div><font size="1"><a href="mailto:dr.odeyraviv@gmail.com" target="_blank">dr.odeyraviv@gmail.com</a></font></div><div><a href="http://www.collegiateacademiccoach.com" target="_blank">www.collegiateacademiccoach.com</a></div></div></div></div></div></div></div>
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