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<div style="direction: ltr;"><span style="color: rgb(0, 32, 96); font-family: &quot;Arial Narrow&quot;; font-size: 11pt;">Good Afternoon Gotham Friends,</span></div>
</div>
<div><font face="Times New Roman" size="3"><span style="font-size:12pt">
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">&nbsp;</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">A hardy thank you to our guest speaker Esther Kaplin for speaking on the topic of difficult people and the relationship to addiction.</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">She also came baring gifts and recommended reading a book called <b><u>Getting to Yes, Negoti</u></b><b><u>ating Agreement Without Giving In</u></b><b><u></u></b><b><u>,</u></b>
 Roger Fischer, William Ury, and Bruce Patton.</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">I will get started on that quickly.</span></font></div>
<div><font face="Calibri" size="2" color="#002060"><span style="font-size:11pt">&nbsp;</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">Esther did share with me that she enjoyed spending time with our Gotham tribe in Philadelphia. She liked the mission statement, as it resonated with her.</span></font></div>
<div><font face="Calibri" size="2" color="#002060"><span style="font-size:11pt">&nbsp;</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">Esther, a big hug and a big thank you for coming into the city and sharing your time and talent. We invite you back!&nbsp;</span></font></div>
<div><font face="Calibri" size="2" color="#002060"><span style="font-size:11pt">&nbsp;</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">Cheers,</span></font></div>
<div><font face="Calibri" size="2" color="#002060"><span style="font-size:11pt">&nbsp;</span></font></div>
<div><font face="Arial Narrow" size="2" color="#002060"><span style="font-size:11pt">CMB</span></font></div>
<div><font face="Arial Narrow" size="3" color="#002060"><span style="font-size:12pt"><b>Carly Meyer Bentley, VP</b></span></font></div>
<div><font face="Arial Narrow" size="3" color="#002060"><span style="font-size:12pt">Senior Private Client Advisor</span></font></div>
<div><font face="Arial Narrow" size="3" color="#002060"><span style="font-size:12pt">Wilmington Trust, N.A.&nbsp;</span></font></div>
<div><font face="Arial Narrow" size="3" color="#002060"><span style="font-size:12pt">(O) 610-519-1907 | (C) 267-366-8929</span></font></div>
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