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<p class="MsoNormal">Thank you Daniel! Happy to be a part of Gotham!<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Regards, <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-family:"Century Gothic",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Century Gothic",sans-serif;color:black">Kelli Rose Lauterborn<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt;font-family:"Century Gothic",sans-serif;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt;font-family:"Century Gothic",sans-serif;color:black">The Cody Group<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">150 W 28<sup>th</sup> St.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">Suite 301<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">New York, NY 10001<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">P:   (212)641-0429 x 1001<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">F:   (347)273-8036<o:p></o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">E:  
</span><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif"><a href="mailto:Kellirose@codygroupny.com"><span lang="ES">Kellirose@codygroupny.com</span></a></span><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif"><a href="http://www.codygroupny.com/"><span style="color:#0563C1">www.codygroupny.com</span></a>
<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:7.0pt;font-family:"Century Gothic",sans-serif;color:black">This communication, including attachments, is confidential, may be subject to legal privileges, and is intended for the sole use of the addressee. Any use,
 duplication, disclosure or dissemination of this communication, other than by the addressee, is prohibited. If you have received this communication in error, please notify the sender immediately and delete or destroy this communication and all copies.  The
 Cody Group Inc operates as an insurance producer licensed by the State of New York which is compensated via commissions, fees and or possible contingency payments. Said compensation is in exchange for various services provided to our clients including but
 not limited to: management of client risk, transfer of risk to appropriate carrier, explanation of coverage provided, managing necessary modifications of insurance risk and providing value thru risk placement in the competitive carrier marketplace. Possible
 contingency payments are calculated with the following variables; policy count growth, premium growth, total premium placed and loss ratio. We are happy to provide additional information regarding compensation at the request of a client.<o:p></o:p></span></p>
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<p class="MsoNormal"><b>From:</b> Daniel Hochler <daniel_hochler@fhfg.com> <br>
<b>Sent:</b> Wednesday, July 25, 2018 12:27 PM<br>
<b>To:</b> Fredslist <fredslist@gothamnetworking.com><br>
<b>Cc:</b> Kelli Rose Lauterborn <kellirose@codygroupny.com><br>
<b>Subject:</b> Young Pros Welcome Kelli Rose Lauterborn!<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p><span style="font-size:12.0pt;color:black">Good afternoon Gotham,<o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
<p><span style="font-size:12.0pt;color:black">With pleasure I would like to welcome Gotham Young Pro's newest member, Kelli Rose Lauterborn.<o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
<p><span style="font-size:12.0pt;color:black">Kelli Rose and her firm The Cody Group specialize in Property & Casualty Insurance; both commercial and personal lines. <o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
<p><span style="font-size:12.0pt;color:black">Please join Young Pros in welcoming Kelli-Rose to the Gotham family.<o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
<p><span style="font-size:12.0pt;color:black">About The Cody Group:<o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
<p><span style="font-size:12.0pt;color:black">As independent agents we are <strong>
<span style="font-family:"Calibri",sans-serif">advocates </span></strong>for our clients. We represent them to the insurance carriers during underwriting and once a claim occurs.<o:p></o:p></span></p>
<p style="mso-margin-top-alt:15.0pt;margin-right:0in;margin-bottom:19.2pt;margin-left:0in;orphans: 2;-webkit-text-stroke-width: 0px;word-wrap: break-word;word-spacing:0px">
<span style="font-size:12.0pt;font-family:"futura-pt",serif;color:#272526;letter-spacing:.25pt">During the underwriting process it is our job to
<strong><span style="font-family:"futura-pt",serif">negotiate</span></strong> with our underwriters on behalf of our clients to make sure our clients receive the best possible coverage, terms and pricing available in the marketplace.<o:p></o:p></span></p>
<p style="mso-margin-top-alt:15.0pt;margin-right:0in;margin-bottom:19.2pt;margin-left:0in;orphans: 2;-webkit-text-stroke-width: 0px;word-wrap: break-word;word-spacing:0px">
<em><span style="font-size:12.0pt;font-family:"futura-pt",serif;color:#272526;letter-spacing:.25pt">We view claims as our time to standout.</span></em><span style="font-size:12.0pt;font-family:"futura-pt",serif;color:#272526;letter-spacing:.25pt"> When a claim
 occurs it is our time to again <strong><span style="font-family:"futura-pt",serif">represent
</span></strong>our clients to the insurance carrier. Our experience in the industry allow us to understand the nuances of an insurance contract, allowing us to make sure our clients claims are covered and handled expediently. It is during this vulnerable time
 for a client when we step and hold their hand throughout the process<o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
<p class="MsoNormal"><span class="highlight"><span style="font-family:"Century Gothic",sans-serif;color:black;background:#FFEE94">Kelli</span></span><span style="font-family:"Century Gothic",sans-serif;color:black"> Rose Lauterborn</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:16.0pt;font-family:"Century Gothic",sans-serif;color:black">The Cody Group</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121">150 W 28<sup>th</sup> St.
</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121">Suite 301</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121">New York, NY 10001</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121"> </span><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121">P:   (212)641-0429 x 1001</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121">F:   (347)273-8036</span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121">E:  
</span><span style="color:#212121"><a href="mailto:Kellirose@codygroupny.com" target="_blank"><span class="highlight"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;background:#FFEE94">Kelli</span></span><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif">rose@codygroupny.com</span></a></span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="ES" style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121"> </span><span style="color:#212121"><a href="https://urldefense.proofpoint.com/v2/url?u=http-3A__www.codygroupny.com_&d=DwMFAg&c=tgH_BtXR-501zcdE8-dvRgEg8aWmdQ-cSUXqw1qnbGU&r=Dq412pz2IfSeJktJeWl55dZ4MEKTy55roZbr16KJYRQ&m=vlYosFshi1nWH9cBR2Y2pTb_c1tDEBKwr5W_b14WTyM&s=GkiVF34CtqhijVzxrx2LsG_5aJb_4LkVnv66FwfDZeU&e=" target="_blank"><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#0563C1">www.codygroupny.com</span></a></span><span style="font-size:10.0pt;font-family:"Century Gothic",sans-serif;color:#212121"> </span><span style="font-size:11.5pt;font-family:"&quot",serif;color:#212121"><o:p></o:p></span></p>
<p><span style="font-size:12.0pt;color:black"><o:p> </o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">Yours for life,<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:13.0pt;font-family:"Segoe UI",sans-serif;color:#212121;background:white">Daniel Hochler</span><span style="font-size:12.0pt;color:black"><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">(Office) 646-638-9863<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">(Cell) 516-712-9556<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121"><a href="mailto:Daniel_Hochler@fhfg.com" target="_blank">Daniel_Hochler@fhfg.com</a><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121"><a href="https://money.usnews.com/money/personal-finance/saving-and-budgeting/articles/2018-05-24/what-should-your-insurance-agent-do-for-you"><b><span style="font-family:"Times New Roman",serif;color:#006FC9">*Check
 out the May 24th, 2018 U.S. News & World Report article I was quoted in.*</span></b></a><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121"><a href="https://www.newsday.com/business/columnists/jamie-herzlich/small-business-insuring-against-loss-of-key-employees-1.10964005"><b><span style="font-family:"Times New Roman",serif;color:#006FC9">*Check
 out the October 15th, 2015 Newsday article I was quoted in.*</span></b></a><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">Forest Hills Financial Group<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">122 E. 42nd Street Suite 2200<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">New York, NY 10168<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121"><a href="http://www.fhfg.com/" target="_blank">www.fhfg.com</a><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">Click here to learn why we need financial balance:<o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121"><a href="http://www.thelivingbalancesheet.com/financialbalance" target="_blank">http://www.thelivingbalancesheet.com/financialbalance</a><o:p></o:p></span></p>
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<p class="MsoNormal" style="background:white"><span style="font-size:11.5pt;font-family:"Segoe UI",sans-serif;color:#212121">Financial Representative, The Guardian Life Insurance Company of America (Guardian),  New York, NY. PAS is an indirect, wholly owned
 subsidiary of Guardian.  Forest Hills Financial Group  is not an affiliate or  subsidiary of PAS or Guardian. PAS is a member FINRA, SIPC.<o:p></o:p></span></p>
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<p>----------------------------------------- This message, and any attachments to it, may contain information that is privileged, confidential, and exempt from disclosure under applicable law. If the reader of this message is not the intended recipient, you
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