<div dir="ltr"><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">I have had the same insurance company for 40 years. i just keep paying. Lately it just seems to be so expensive with good driver and many other listed discounts (which are all bull).</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small"><br></div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">When exploring coverage for a car in California for my daughter, I suddenly started to think do I have enough coverage, too much?</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small"><br></div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">I looked at my coverage and it was greater than double what was recommended in CA and I don't remember it being this high. Not sure when it got raised so high.</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small"><br></div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Trying to figure out if I am OVERINSURED</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small"><br></div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Bodily Injury/each person/each occurrence $300,000</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Property Damage $100,000</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Medical Payments $5,000 (seems low)</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Uninsured motorist/each person/each occurr $300,000/300,000 </div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">No Fault NY (PIP) $151,000 </div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Comprehensive with $500 ded (I know this can vary depending on a person's wishes</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Collision with $500 deductible also varies by individual taste.</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small"><br></div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">It is the first 5 items I am primarily asking about. Is this typical coverage or what you have?</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small"><br></div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Thoughts?</div><div><div class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><br></div><div dir="ltr"><div style="font-size:small"><b><font color="#000000">Regards,</font></b></div><div dir="ltr" style="font-size:small"><font color="#FF0000"><b><br></b></font></div><div dir="ltr" style="font-size:small"><font color="#FF0000"><b>Sherry Rivera</b></font></div><div dir="ltr" style="font-size:small"><b><div style="font-family:tahoma,sans-serif;display:inline"><font color="#ff0000">\u200b</font></div></b><br></div><div dir="ltr" style="font-size:small"><b>ENVIRRON</b><br></div><div dir="ltr" style="font-size:small"><div><font size="1" face="times new roman, serif">NYC and NYS WBE Certified</font><br><div><b style="font-family:"comic sans ms",sans-serif;font-size:12.8px">Supplier of Commercial & Industrial Building & Maintenance Materials</b><br></div><div><b><font face="comic sans ms, sans-serif"> including efficient, highest quality, cost effective INSULATION</font></b></div><div><b><font face="comic sans ms, sans-serif"> for Buildings</font></b></div><div><br></div><div><span style="font-size:12.8px">100 North Village Avenue Suite 37</span><br></div><div>Rockville Centre, NY 11570<br>516 458-5384 Mobile</div><div>516 594-1400 Office<br><a href="mailto:sherryrivera1@gmail.com" style="color:rgb(17,85,204)" target="_blank">sherryrivera1@gmail.com</a></div><div><a href="http://www.linkedin.com/in/sherryrivera" style="color:rgb(17,85,204)" target="_blank">www.linkedin.com/in/sherryrivera</a></div></div><div><br></div><div><p style="font-size:12.8px"><b><i><u><span style="font-family:Tahoma,sans-serif;color:black">Did You Know??</span></u></i></b><b><i><u><span style="font-family:Tahoma,sans-serif"><u></u><u></u></span></u></i></b></p><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif;color:black">I\u2019m a Licensed <b>Loan Officer</b> (NMLS#15251) with<b> </b>Mortgage Wealth Advisors, Inc.</span><u></u><u></u></p><span style="font-size:12.8px"><p><span style="font-family:Tahoma,sans-serif">\u200b<font color="#000000">Registered Mortgage Broker, NYS Dept. of Financial Services</font><u></u><u></u></span></p></span><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif">NMLS#848753 Loans arranged through third parties<u></u><u></u></span></p><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif"><u></u> <u></u></span></p><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif">Contact me at:<u></u><u></u></span></p><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif">Office: <a href="tel:(516)%20302-4045" value="+15163024045" style="color:rgb(17,85,204)" target="_blank">516-302-4045</a><u></u><u></u></span></p><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif">Cell <a href="tel:(516)%20458-5384" value="+15164585384" style="color:rgb(17,85,204)" target="_blank">516 458-5384</a>\u200b<u></u><u></u></span></p><p style="font-size:12.8px"><span style="font-family:Tahoma,sans-serif;color:rgb(31,73,125)"><a href="mailto:SRivera@MortgageWealthAdvisors.com" style="color:rgb(17,85,204)" target="_blank">SRivera@MortgageWealthAdvisors.com</a></span></p></div></div></div><div dir="ltr"><font color="#ff0000"><b><br></b></font><div><div><div><br><br></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>
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