<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<meta name="Generator" content="Microsoft Word 15 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Verdana;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:#0563C1;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:#954F72;
        text-decoration:underline;}
p.msonormal0, li.msonormal0, div.msonormal0
        {mso-style-name:msonormal;
        mso-margin-top-alt:auto;
        margin-right:0in;
        mso-margin-bottom-alt:auto;
        margin-left:0in;
        font-size:12.0pt;
        font-family:"Times New Roman",serif;}
span.EmailStyle18
        {mso-style-type:personal;
        font-family:"Calibri",sans-serif;
        color:windowtext;}
span.EmailStyle21
        {mso-style-type:personal-reply;
        font-family:"Calibri",sans-serif;
        color:windowtext;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="#0563C1" vlink="#954F72">
<div class="WordSection1">
<p class="MsoNormal">Greetings Gotham,<o:p></o:p></p>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
<p class="MsoNormal">Our first Downtown Gotham Lunch meeting for 2018 will take place next Tuesday January 16<sup>th
</sup>at 12:30pm.&nbsp; Anyone interested in riding the circuit should register and pay using the link below. &nbsp;We offer great networking, with great people and beautiful views.&nbsp; As a non-compete group we ask that you confirm your industry category is open in our
 group before registering and if you have any questions, please contact our Group Coordinator Steve Maggi at
<a href="mailto:smaggi@smalawyers.com">smaggi@smalawyers.com</a> <o:p></o:p></p>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
<p class="MsoNormal"><a href="https://gothamnetworking.isecuresites.com/group/Downtown-Gotham/24495">https://gothamnetworking.isecuresites.com/group/Downtown-Gotham/24495</a><o:p></o:p></p>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
<table class="MsoNormalTable" border="1" cellspacing="0" cellpadding="0" width="90%" style="width:90.0%;background:white;border:outset #CCCCCC 1.0pt">
<tbody>
<tr>
<td style="border:inset #CCCCCC 1.0pt;padding:2.25pt 2.25pt 2.25pt 2.25pt">
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:&quot;Verdana&quot;,sans-serif;color:black">Tuesday<o:p></o:p></span></p>
</td>
<td style="border:inset #CCCCCC 1.0pt;padding:2.25pt 2.25pt 2.25pt 2.25pt">
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:&quot;Verdana&quot;,sans-serif;color:black">Jan 16, 2018<o:p></o:p></span></p>
</td>
<td style="border:inset #CCCCCC 1.0pt;padding:2.25pt 2.25pt 2.25pt 2.25pt">
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:&quot;Verdana&quot;,sans-serif;color:black">12:30 PM<o:p></o:p></span></p>
</td>
<td style="border:inset #CCCCCC 1.0pt;padding:2.25pt 2.25pt 2.25pt 2.25pt"></td>
<td style="border:inset #CCCCCC 1.0pt;padding:2.25pt 2.25pt 2.25pt 2.25pt"></td>
<td style="border:inset #CCCCCC 1.0pt;padding:2.25pt 2.25pt 2.25pt 2.25pt">
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:&quot;Verdana&quot;,sans-serif;color:black">$45.00 Reservation Fee<o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
<p style="margin:0in;margin-bottom:.0001pt;background:white"><strong><span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">Downtown Gotham</span></strong><span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><br>
Great networking with a beautiful view!</span><span style="font-size:8.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt;background:white;font-variant-ligatures: normal;font-variant-caps: normal;orphans: 2;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;word-spacing:0px">
<span style="font-size:8.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">&nbsp;<o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt;background:white;font-variant-ligatures: normal;font-variant-caps: normal;orphans: 2;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;word-spacing:0px">
<span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">Join us at:<br>
<strong><span style="font-family:&quot;Verdana&quot;,sans-serif">The View of the World Dining Room at Club Quarters Hotel</span></strong></span><span style="font-size:8.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><o:p></o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt;background:white;font-variant-ligatures: normal;font-variant-caps: normal;orphans: 2;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;word-spacing:0px">
<span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">140 Washington St at Albany St</span><span style="font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><br>
</span><span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">(Between Albany and Cedar Streets)</span><span style="font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><br>
</span><span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">New York, NY 10006</span><span style="font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><br>
</span><span style="font-size:13.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333">Phone: (212) 577-1133</span><span style="font-size:8.5pt;font-family:&quot;Verdana&quot;,sans-serif;color:#333333"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
<p class="MsoNormal"><span style="color:#1F497D">Jose Villa <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="color:#1F497D">Senior Vice President<br>
Director <br>
Business Banking Group<br>
</span><span style="color:#002060"><img border="0" width="143" height="36" style="width:1.4895in;height:.375in" id="Picture_x0020_1" src="cid:image001.gif@01D38AC9.B5935E70" alt="New Image"></span><span style="color:#1F497D"><br>
Capital One Bank <br>
299 Park Avenue 14th Floor <br>
New York, NY 10171 <br>
Office: (646) 231-9175 <br>
Fax: (855) 831-5044 <br>
Mobile: (718) 873-5728 <br>
Email:jose.villa@capitalone.com <o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">Sandra Guerrero<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">Sales Support Specialist<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">New York City Business Banking <o:p>
</o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">Phone: (646)231-9827<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">Fax: (855)673-0362<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">Capital One Bank<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">299 Park Ave, 14<sup>th</sup> Floor<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060">New York, NY 10171<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#002060"><a href="mailto:Sandra.Guerrero@Capitalone.Com"><span style="color:#002060">Sandra.Guerrero@Capitalone.Com</span></a></span><i><span style="font-size:9.0pt;color:#002060"><o:p></o:p></span></i></p>
<p class="MsoNormal"><b><i><span style="font-size:9.0pt;color:#002060"><o:p>&nbsp;</o:p></span></i></b></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="color:#002060"><o:p>&nbsp;</o:p></span></p>
<p class="MsoNormal"><o:p>&nbsp;</o:p></p>
</div>
<br>
<hr align="left" color="#222222" noshade="" size="2"> 

<p style="MARGIN: 0in 0in 0pt"><span style="FONT-FAMILY: 'Arial', 'sans-serif'; COLOR: #404040; FONT-SIZE: 8.5pt">The information contained in this e-mail is confidential and/or proprietary to Capital One and/or its affiliates and may only be used solely in performance of work or services for Capital One. The information transmitted herewith is intended only for use by the individual or entity to which it is addressed. If the reader of this message is not the intended recipient, you are hereby notified that any review, retransmission, dissemination, distribution, copying or other use of, or taking of any action in reliance upon this information is strictly prohibited. If you have received this communication in error, please contact the sender and delete the material from your computer.</span></p></body>
</html>