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<p class="MsoNormal">Here is my New Year poem. I hope you like it and feel free to share it as you wish. It is a pleasure to be a Gothamite.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal" align="center" style="margin-left:.25in;text-align:center"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">A Year of Promise</a><span class="MsoHyperlink"><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Wonder and amazement abound</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Through the air rushes the sound</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Church bells ring for all to hear</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">As heralds of the coming new year</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">What will it bring this new year to come?</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Will it bring joy for everyone?</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Will conflict around the earth cease?</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Will we finally live in peace?</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">One thing is certain it seems to me</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">That there will be plenty of opportunity
</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Making connections and furthering our dreams</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Looking above for our star as it beams</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">The chance to seek out kindness wherever it lies</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">And to find the love that is hidden in everyone’s eyes</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Take the extra moment to open the door</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">You’ll find it rewarding and you’ll feel good for sure</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Slow down and watch earth’s beauty unfold</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Listen for truths that to you will be told</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">As glancing raindrops make designs in a pond</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">And birds take flight above and beyond</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Protect nature’s abundance with your every measure</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">So that those to come might inherit the treasure</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Universal forces will align in your favor</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">And your aspirations you’ll be allowed to savor</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Every chance to advance is before you to untether</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">All still lies ahead to be earned by your endeavor</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Enthusiasm pushes you forward with passion</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Great achievement with your skills you will fashion</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">The year ahead is full of promise and hope</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">An unblemished canvas with unlimited scope</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">May we all take our brushes and such a bold opus unfold</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">That our lives will be enriched in ways yet untold</a><o:p></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><o:p><span style="text-decoration:none"> </span></o:p></span></p>
<p class="MsoNormal"><span class="MsoHyperlink"><a href="file:///C:\Users\Jeff\AppData\Local\Microsoft\Windows\Temporary%20Internet%20Files\Documents\Wonder%20and%20amazement%20aboun1.doc">Jeff Jensen</a><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif""> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">Jeffrey M. Jensen,
<i>Vice President</i><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Minion Pro";color:#000099">The Federal Savings Bank</span></b><span style="font-size:10.0pt;font-family:"Minion Pro";color:#000099">
</span><span style="font-size:10.0pt;font-family:"Times New Roman","serif";color:black">| 120 Broadway, 29th Floor, Suite 2950, New York, NY 10271</span><span style="font-size:10.0pt;font-family:"Minion Pro";color:#000099"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">Cell: (203) 981-8282<o:p></o:p></span></b></p>
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">direct:
</span></b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">(646) 688-3945<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">fax:
</span></b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">(646) 568-3688<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">email:
</span></b><span style="font-size:10.0pt;font-family:"Times New Roman","serif""><a href="mailto:jjensen@thefederalsavingsbank.com"><span style="color:blue">jjensen@thefederalsavingsbank.com</span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Times New Roman","serif"">web:
</span></b><span style="font-size:10.0pt;font-family:"Times New Roman","serif""><a href="http://www.thefederalsavingsbank.com/jeffreyjensen"><span style="color:blue">www.thefederalsavingsbank.com/jeffreyjensen</span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><i><span style="font-size:7.5pt;font-family:"Times New Roman","serif"">NMLS# 109616</span></i><span style="font-size:7.5pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><img border="0" width="108" height="45" id="Picture_x0020_2" src="cid:image002.jpg@01D380D6.E17AE280" alt="Member FDIC | Equal Housing Lender"><o:p></o:p></span></p>
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